Indirect Funding Manager 5174

Keesler Federal Credit Union • Gulfport, MS

2d • Hybrid

About The Position

The Indirect Lending Funding Manager oversees the funding operations of the Indirect Lending Department, ensuring loans are processed efficiently and in compliance with established policies, procedures, and regulatory requirements. This role is responsible for monitoring key production and risk indicators, supporting strategic planning and budgeting efforts, and maintaining a strong internal control environment through ongoing risk assessments and reporting. The position serves as a subject matter expert and key liaison between management, team members, dealers, and internal business units. Responsibilities include identifying and resolving funding and title-related issues, managing dealer relationships and communications, and ensuring dealer data is accurate and up to date. The role also contributes to process optimization, project implementation, and business continuity planning. Performs supervisory duties in accordance with the credit union's policies and procedures and all applicable federal, state, and local laws. Responsibilities include participating in the recruitment, interview, selection, and onboarding of employees; providing training and development; planning, assigning, and overseeing work; evaluating performance; coaching and counseling employees; administering recognition and corrective actions as appropriate; responding to employee concerns and supporting issue resolution; and supporting employment actions such as promotion, transfer, demotion, or separation in accordance with established policies and legal requirements.

Requirements

• Associate’s Degree in a related field or equivalent combination of education and experience which demonstrates the ability to perform the functions of the position required.
• 5 - 7 years of similar or related consumer lending experience required.
• 1-3 supervisory experience required
• Advanced knowledge of the credit application verification process and its related documents is required.
• Proficient understanding of the credit bureau, debt to income, and data on credit application and verification process.
• Must possess the ability to read and understand credit applications.
• Proficient in the use of computers and standard office technology, including Microsoft Office applications (Word, Excel, Outlook, and Teams).
• Demonstrates the ability to interact professionally and respectfully with members, coworkers, and external partners.
• Communicates information clearly and effectively, both verbally and in writing, and listens attentively to understand questions or concerns.
• Maintains a courteous, cooperative, and service-oriented approach in a variety of work situations, including those involving differing perspectives or needs.
• Builds positive working relationships and contributes to a collaborative, inclusive, and member-focused environment.

Nice To Haves

• Minimum of five years indirect lending experience preferred.

Responsibilities

• Oversees the funding processes of the Indirect Lending Department
• Responsible for management reporting around key production indicators and key risk indicators.
• Assist management in providing input to strategic planning and budget recommendations
• Assists management by participating in project planning and implementation as needed or required
• Responsible for risk management for the department including maintaining satisfactory internal controls
• Responsible for ensuring loans are funding in adherence to policies and procedures
• Keeps management well informed of activities and any significant issues.
• Assists with creating and maintaining department budget
• Identifies funding issues and escalates according to scope of authority
• Provides solutions to member and dealer problems that may arise and are escalated during the funding process.
• Perform periodic risk assessments and reports results to support a satisfactory control environment
• Works with the management to ensure Business Continuity Plan plans are complete and current.
• Assists business units on title issues for indirect loans.
• Monitors indirect lending-related requests via various methods of communication
• Seeks process improvements that can be an asset to the Department
• Serves as subject matter expert for organizational initiatives
• Responsible for dealer communications to include changes, promotions, closing, and holiday hours
• Responsible for the Dealership contact information and ensures it is up to date with any new Dealers that have been added or changes in the Contact Person.
• Creates and maintains the indirect funding procedures.
• Adds new Dealerships in Dealer Reserve Accounting Manager and sends appropriate paperwork to Accounting Department to set up new Dealerships
• Communicates process changes from Management to the Team
• Accurately interprets the Fair Credit Act and the Privacy Act as they apply to credit unions.
• Responsible for compliance with all Federal regulations, including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC).
• Other duties as assigned.

Benefits

• Medical, dental, and vision insurance
• Section 125 Flexible Spending Accounts for Health Care and Dependent Care expenses
• Employee and Dependent Life Insurance
• 401(k) Retirement Plan with 100% match on the first 5% contributed by you
• Paid Leave
• Tuition Reimbursement and Competitive Scholarships
• Short-Term & Long-Term Disability Benefits
• Employee Assistance Program

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: Associate degree