Indirect Auto Credit Analyst

TEKsystems•Englewood, CO

1d•$27 - $32•Remote

About The Position

We are seeking an experienced Indirect Auto Credit Analyst to join a high-performing and collaborative team supporting one of the nation’s leading credit union lending platforms. This role is ideal for candidates with strong auto underwriting experience who thrive in a fast-paced, high-volume environment and enjoy making impactful credit decisions. You will play a key role evaluating loan applications, assessing risk, and working directly with dealers and credit unions to facilitate loan approvals.

Requirements

3+ years of Indirect Auto Underwriting or Credit Analysis experience
Hands-on experience with at least one: MeridianLink, Keystone Correlation, Lending 360 / L360, CUDL, ArcOS / Ideal
Strong understanding of credit metrics (LTV, DTI, PTI) and risk evaluation
Ability to manage a high-volume pipeline independently
Strong analytical skills and attention to detail
Excellent communication and relationship-building skills
Adaptability and openness to feedback
Must be available to work a flexible schedule

Nice To Haves

Experience working with credit unions
Background in credit or risk analysis
Exposure to AI tools or automation in underwriting

Responsibilities

Review and underwrite indirect auto loan applications from dealers and credit unions
Analyze borrower profiles including credit bureau reports, LTV, DTI, PTI, and income calculations
Make credit decisions (approve, deny, or counteroffer) within established guidelines
Document underwriting decisions clearly in loan origination systems
Communicate with dealers and credit union partners to obtain missing information and negotiate loan terms
Monitor pipelines and prioritize workload from oldest to newest files
Provide second-level reviews (second looks) when applicable
Support funding processes by ensuring complete and accurate loan packages
Track and document all inbound/outbound communication and underwriting activity
Contribute to team goals including turnaround times, loan volume, and funding ratios