Credit Analyst

Mizuho•Los Angeles, CA

6d•$85,000 - $90,000•Hybrid

About The Position

The Credit Analyst will be based in Los Angeles with primary responsibility for managing all credit-related activities for designated Japanese corporate credit portfolio. This role involves assessment, presentation, execution, monitoring, and reporting of credit activities in accordance with the Bank’s internal policies and guidelines. The Credit Analyst will also be responsible for client contacts to maintain a current and prospective view of the client and its industry, and to build an active network throughout the Bank.

Requirements

Bachelor’s degree in Finance, Accounting, Business or related area
Some credit credentials, analytical skills with in-depth knowledge of accounting and corporate finance
Ability to perform well under pressure in a demanding environment and adhere to tight deadlines, managing multiple tasks at the same time.
Strong sense of accountability and ownership of tasks with attention to detail.
Strong verbal and written communication skills in Japanese and English, and ability to convey ideas efficiently.
Proficiency in Microsoft Word, Excel, PowerPoint, CapIQ and Bloomberg.
Eligibility to work in the U.S

Nice To Haves

Prior banking in a similar field and/or formalized credit training from an accredited financial institution preferred.
Strong interpersonal skills and an ability to work well in a team environment, and strong interest in client interaction.

Responsibilities

Prepare credit applications for new and renewal transactions, gathering relevant information, outlining transaction rationales, modeling financial projections, and analyzing repayment sources.
Conduct comprehensive annual reviews and periodic rating reviews.
Prepare documentation of agreements, working with the legal team.
Monitor the portfolio, including timely and accurate update of credit conditions, and tracking of covenants, market and industry.
Correspond with clients to gather relevant information, conduct Q&As, and respond to various requests and inquiries.
Work closely with Relationship Managers to deliver end-to-end execution of transactions in a timely manner, and support efforts to promote various bank products.
Develop and maintain open communication channels and strong working relationships with clients, relevant divisions and business units.
Assist with audit and regulatory related requests/meetings/presentations, as needed.
Comply with Credit Risk Management and Legal & Compliance requirements in line with local regulations and audits.
Other duties as assigned by the manager.