Home Loan Processor

First Commerce Credit UnionTallahassee, FL

About The Position

This is not just another processing role. It's an opportunity to be the engine behind a high-performing lending operation inside a respected, community-driven institution. First Commerce Credit Union is transforming Home Loans into a disciplined, technology-enabled, high-efficiency platform. We're refining pipeline management, tightening compliance execution, improving turn times, and creating a processing model that supports faster, cleaner, more predictable closings. If you want to process loans the old way, this isn't your seat. If you want to help build something elite, keep going. You'll be joining a lending operation with a clear strategic roadmap focused on scale, precision, and operational excellence. Our team is strengthening underwriting readiness, improving documentation quality, and building a processing function that directly impacts cycle time and member experience. This is a growth chapter, and you can either be in it or watch it from the outside.

Requirements

  • 2+ years of mortgage processing experience
  • Strong knowledge of mortgage documentation and compliance requirements
  • Experience working in a Loan Origination System (LOS)
  • Ability to manage a high-volume pipeline with precision and speed
  • Strong attention to detail
  • Excellent communication and coordination skills
  • Problem-solving mindset and accountability

Responsibilities

  • Drive loan files from application to closing readiness with accuracy, urgency, and discipline.
  • Efficiently clear conditions while coordinating closely with borrowers, Loan Officers, and third-party partners to keep everything moving.
  • Actively manage timelines to drive loans toward closing without unnecessary delays.
  • Ensure compliance with key regulatory requirements like TRID, RESPA, TILA, and ECOA.
  • Identify inconsistencies or potential fraud risks, escalate concerns appropriately.
  • Maintain audit-ready loan files at all times.
  • Serve as the central point of coordination between sales, underwriting, closing, and external partners to keep the pipeline organized, progressing, and on track for success.

Benefits

  • Competitive compensation aligned with performance
  • Health, dental, and vision insurance
  • 401(k) with company match
  • Generous PTO and paid holidays
  • Employee assistance programs
  • Ongoing professional development
  • Clear advancement opportunities
  • A supportive team environment
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