Home Loan Operations - Home Loan Processing Spclst

Golden 1 Talent Acquisition Team•Sacramento, CA

3d•$21 - $22•Remote

About The Position

This role is responsible for coordinating and communicating information with Members, Home Loan Advisors, and Vendors regarding loan transactions as they relate to loan processing. The specialist will coordinate the ordering of title reports, flood certificates, and follow up on appraisal orders, as well as assist in collecting necessary loan documentation. A key part of the role involves preparing and uploading loan conditions into the LOS (Loan Origination System) for tracking and managing the pipeline through status calls, documentation requests, and follow-ups on ordered services. The position also requires assisting with call overflow and maintaining a thorough understanding of state and federal laws and regulations related to credit union compliance, including BSA, RESPA, TILA, TRID, and AML laws. The specialist will contribute to service levels, efficiency, and loan quality, complete HMDA information, and maintain knowledge of Golden 1 Credit Union and investor program guidelines, policies, and procedures. Functions are to be performed in accordance with Golden 1’s performance competency standards.

Requirements

2+ years mortgage lending experience, processing experience preferred
Successful completion of High School curriculum preferred
Additional work experience may be considered in lieu of a High School diploma

Nice To Haves

Processing experience

Responsibilities

Coordinate and communicate information with Members, Home Loan Advisors and Vendors on loan transaction as it relates to loan processing.
Coordinate the ordering of all title reports, flood certificates and follow up on appraisal orders. Assist in collection of loan documentation needed for Processing.
Prepare and upload loan conditions into the LOS (Loan Origination System) with all details for complete tracking purposes.
Assist with Pipeline Management by performing status calls, requests for documentation and following up on ordered services.
Assist with call overflow queue.
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA, TRID and AML laws appropriate to the position.
Contribute to a) G1 service levels including turn times and member service scores, b) minimum efficiency levels established for position and c) minimum required loan quality.
Complete Home Mortgage Disclosure Act (HMDA) information.
Acquire and maintain knowledge of Golden 1 Credit Union and investor program, guidelines, policy and procedure.
Perform functions in accordance with Golden 1’s performance competency standards.
Perform other tasks as assigned.