Home Loan Operations - Home Loan Doc Drawer

Golden 1 Credit Union•Sacramento, CA

1d•Remote

About The Position

Golden 1 Credit Union is seeking a detail-oriented and compliance-focused mortgage professional to join their Home Loan Operations team as a Home Loan Doc Drawer. This role is responsible for producing accurate, high-quality loan documentation in compliance with state and federal regulations. The ideal candidate will have a strong understanding of mortgage products, regulatory requirements, and closing processes, and will thrive in a fast-paced environment, effectively prioritizing work, resolving quality issues, and collaborating with internal partners to ensure a seamless member experience. This is a remote position for California residents.

Requirements

H.S. Diploma or General Education Degree (GED) required
One or more years of responsible doc drawing experience within a financial and/or mortgage banking institution required

Responsibilities

Draw accurate loan documents using the terms and conditions as specified on the Underwriting Approval and in accordance with specific product and document requirements.
Review and verify lock information and final fee sheet for accuracy of data.
Run compliance tests to ensure loan passes all appropriate regulations.
Review loan for compliance with RESPA, RESPA tolerances, TILA and MDIA.
Review prepared documents for accuracy prior to documents being forwarded to title/escrow or branch location for member signatures.
Ensure timeliness of loan documents to meet G1’s turn times, minimum production levels established for position and minimum required quality of loan documents.
Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA and AML laws appropriate to the position.
Communicate information to Home Loan Advisors, internal staff and closing agents.
Maintain a current working knowledge of mortgage industry and credit union standards and trends.
Monitor and resolve any quality control issues on relevant loan files.
Implement procedures to prioritize work within the doc drawing area as volume increases and decreases.
Perform functions in accordance with Golden 1’s performance competency standards.
Perform other tasks as assigned.