HMDA Senior Analyst

First National Bank of America • East Lansing, MI

1d • Onsite

About The Position

First National Bank of America is seeking a HMDA Senior Analyst to join the HMDA team. This role ensures FNBA’s Home Mortgage Disclosure Act (Regulation C) reporting data complies with the requirements of the regulation. The analyst, acting as a subject matter expert, will help manage the collection, validation, and submission of the HMDA Loan Application Register (LAR). The HMDA Senior Analyst will also perform high – level audits, identify data discrepancies, and implement corrective action to ensure regulatory compliance and data integrity.

Requirements

• Adaptable and accepting of change
• Attention to detail and accuracy
• Critical thinking
• Sound and accurate judgment
• Well organized with the ability to manage multiple tasks and work to time sensitive deadlines
• Excellent oral and written communication skills in order to communicate issues and errors to different departments when needed
• Working knowledge of Microsoft Office Programs with an emphasis on Excel
• Minimum of one year of experience in a HMDA Department, general banking, or mortgage compliance, or experience in a financial regulatory agency with an emphasis in loan compliance, or equivalent level of education and experience preferred

Responsibilities

• Perform quality HMDA reviews with an error rate of less than 2%
• Maintain and build proficiency of current knowledge on the Home Mortgage Disclosure Act
• Proficient with the different origination systems and the vendor platform the bank utilizes in complying with HMDA
• Perform daily review of loan files to ensure information is reported accurately on the HMDA LAR
• Ensure that errors related to HMDA reporting are corrected in the necessary systems the bank utilizes for HMDA reporting and properly entered into the HMDA software applications
• Collect, process, display, and disseminate monthly, quarterly, and annual reports to management
• Manage the bank’s proprietary HMDA software, including being able to assign loans, as necessary, to all active analysts
• Willingness to become ABA HMDA Certified
• Monitor annual HMDA regulatory changes from the regulators and ensure process, procedures and system changes are completed, if applicable

Benefits

• Medical – Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – Premiums as low as $0.00
• Vision – Low premium Plan
• Discounted childcare
• Pet Insurance
• Paid Time Off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed