High Value Residential Insurance Inspector

Signature Companies•Providence, RI

8d•Onsite

About The Position

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to cover Rhode Island as independent contractors (1099). Inspectors work independently in their local market, with the flexibility to earn supplemental income or make the work a primary source of revenue. The role involves managing and completing on-site high-value residential property surveys in accordance with carrier-specific guidelines and procedures. It requires construction knowledge, sketching skills, and professional communication with homeowners and insurance agents. Inspectors document custom construction features, high-end finishes, and architectural details; gather measurements, photographs, and site observations; identify underwriting concerns, hazards, and loss exposures; and develop replacement cost estimates reflecting high-quality materials and craftsmanship. They submit timely, complete, web-based reports and enter inspection information in Loss Control 360 through the Signature website. Signature Companies provides established relationships with leading insurance carriers, structured onboarding and mentoring from its Field Management team, and ongoing support for quality, accuracy, and professional growth.

Requirements

Direct experience as a High Value Residential Insurance Inspector.
Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
Strong knowledge of residential construction methods, materials, and custom features.
Experience estimating replacement costs for high-value residential properties.
Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD, or similar tools.
Excellent communication skills when working with high-net-worth homeowners and insurance agents.
Strong time management skills and ability to work independently.
High level of professionalism.
Strong oral and written communication skills.
Must have a smartphone, tablet, and Windows-based PC.
Must have high-speed internet, a digital camera or smartphone with a 16-megapixel camera or greater, and measuring devices such as a laser, soft tape measure, or measuring wheel.
Must have a late-model reliable vehicle and Auto and General Liability Insurance.

Nice To Haves

Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.
Prior residential home inspection experience is desirable.
Loss Control experience is desirable.
Prior underwriting experience is desirable.
Construction experience is desired but not required.

Responsibilities

Professionally interact by phone, email, and in person with homeowners and insurance agents.
Schedule and conduct comprehensive on-site inspections of high-value residential properties according to carrier-specific guidelines and procedures.
Document custom construction features, high-end finishes, and unique architectural elements.
Capture detailed measurements, photographs, and site observations.
Identify potential underwriting concerns, hazards, and loss exposures.
Develop accurate replacement cost estimates that reflect high-quality materials and craftsmanship.
Submit complete, timely web-based reports that meet carrier-specific guidelines.
Communicate and enter information gathered during on-site inspections in Loss Control 360 through the Signature website.
Independently manage and complete on-site high-value property surveys.