High Value Residential Insurance Inspector

Signature Companies

6d • Onsite

About The Position

Signature Companies is seeking experienced High Value Residential Insurance Inspectors to cover Rhode Island as independent contractors (1099). Inspectors independently manage and complete on-site surveys of high-value residential properties, documenting property details and submitting timely, underwriter-ready reports according to carrier-specific guidelines. The role offers flexibility to work in a local market and may provide supplemental income or become a primary source of revenue.

The position calls for strong residential construction knowledge, sketching and measurement skills, and professional communication with homeowners and insurance agents. Inspectors use Loss Control 360, accessed through the Signature website, to communicate information gathered during inspections. Signature provides established relationships with leading insurance carriers, structured onboarding and mentoring from its Field Management team, and ongoing support for quality, accuracy, and professional growth.

Requirements

• Direct experience as a High Value Residential Insurance Inspector.
• Background in insurance inspections, loss control, underwriting support, or high-end home appraisals.
• Strong knowledge of residential construction methods, materials, and custom features.
• Experience estimating replacement costs for high-value residential properties.
• Proficiency with diagramming software such as Rapid Sketch, Xactimate, CAD, or similar tools.
• Excellent communication skills when working with high-net-worth homeowners and insurance agents.
• Strong time-management skills and ability to work independently.
• High level of professionalism.
• Strong oral and written communication skills.
• Must have a smartphone, tablet, and Windows-based PC.
• Must have high-speed internet and a digital camera or smartphone with a camera of 16 megapixels or greater.
• Must have measuring devices such as a laser, soft tape measure, or measuring wheel.
• Must have a late-model reliable vehicle, auto insurance, and general liability insurance.

Nice To Haves

• Prior residential home inspection experience is desirable.
• Loss Control experience is desirable.
• Prior underwriting experience is desirable.
• Construction experience is desired but not required.
• Experience in insurance adjusting, construction management, real estate appraisal, or luxury home building is highly valued.

Responsibilities

• Professionally interact with homeowners and insurance agents by phone, email, and in person.
• Schedule and conduct comprehensive on-site inspections of high-value residential properties in accordance with carrier-specific guidelines and procedures.
• Document custom construction features, high-end finishes, and unique architectural elements.
• Capture detailed measurements, photographs, and site observations.
• Identify potential underwriting concerns, hazards, and loss exposures.
• Develop accurate replacement-cost estimates reflecting high-quality materials and craftsmanship.
• Submit complete and timely web-based reports that meet carrier-specific guidelines.
• Communicate information gathered during on-site inspections through Loss Control 360 on the Signature website.
• Independently manage and complete on-site high-value property surveys.

Benefits

• Structured onboarding and mentoring from the experienced Field Management team.
• Ongoing support to ensure quality, accuracy, and professional growth.
• Flexibility to work in the local market and build supplemental income or scale the work into a primary source of revenue.
• Established relationships with leading insurance carriers.

What This Job Offers

• Career Level: Mid Level
• Education Level: No Education Listed