High Net Worth Insurance Producer

The Misch Group•Miami, FL

4d•$90,000 - $200,000

About The Position

The Personal Lines Division is seeking a driven, entrepreneurial, and service-minded Personal Lines Producer to grow the business by developing, advising, and closing personal insurance solutions. Products include high-net-worth homeowners, auto, umbrella, flood, watercraft, and valuable articles policies. The producer will advise individuals, families, and professional networks, drawing on the agency’s carrier relationships and dedicated Account Management team to focus on client relationships and sales. The role is based at the corporate headquarters in Altamonte Springs, Florida, regional offices, or other locations in Florida and the Southeast. It reports to the Personal Lines Director / Sales Manager and is offered full-time with W-2 or 1099 options. Compensation is listed as $90,000–$200,000 per year. W-2 compensation includes a customized base salary and commission incentives; the 1099 option is straight commission at 40% on new business and 40% on renewals. A vested equity path in the producer’s book of business is available once it reaches $1 million in revenue.

Requirements

At least 3 years of active, successful sales experience in Personal Lines insurance.
Active Florida Resident Property & Casualty License (2-20 or 4-40 converted/held).
Demonstrated ability to prospect, network, and generate growth with a self-motivated, entrepreneurial approach.
Strong familiarity with Florida personal property, auto, umbrella, flood, and high-net-worth risk markets.
Excellent interpersonal, presentation, and relationship-building skills with a customer-centric focus.
High school diploma or GED.

Nice To Haves

Bachelor’s degree.
Industry designations such as CPRIA, AAI, or CIC.

Responsibilities

Prospect and build a personal lines client pipeline through networking, centers of influence such as realtors, mortgage brokers, and wealth managers, and community involvement.
Assess clients’ personal insurance needs and property exposures and design comprehensive, tailored insurance programs.
Work with carrier markets to obtain competitive rates and broad coverage solutions for personal risk portfolios.
Present customized policy proposals to high-net-worth and standard clients, explaining policy options, limits, and coverage gaps.
Partner with assigned Account Managers, who handle routine policy servicing, endorsements, and billing support.
Stay informed about private client risk trends, Florida property insurance market dynamics, and carrier underwriting updates.

Benefits

W-2 option with base salary customized to experience and a commission incentive structure.
1099 option with straight commission of 40% on new business and 40% on renewals.
Vested equity path in the producer’s book of business once it reaches $1 million in revenue.
100% company-paid medical insurance.
100% company-paid dental insurance.
100% company-paid life and AD&D insurance.
401(k) retirement plan with employer contribution.
On-site continuing education classes and professional designation support.
Dedicated Account Manager support.
Voluntary insurance options available through payroll deduction.
Positive professional atmosphere and long-term career stability in a growing agency.