Sr. Healthcare Portfolio Manager

First Horizon•Brentwood, TN

9d•Onsite

About The Position

The Corporate Healthcare Banking Portfolio Manager assists in the assessment of risk and management of the Bank’s loan portfolio by providing analytical and credit oversight. This role is responsible for the annual review, renewal, loan covenant compliance reviews, and financial collection process within an assigned loan portfolio. The Portfolio Manager partners with Relationship Managers, Credit Analysts, and Client Specialists to grow and develop a high-quality and profitable loan portfolio.

Requirements

Bachelor (4-year college) degree
At least 10 years of experience or equivalent combination of education and experience
Microsoft Office suite

Responsibilities

Evaluates pertinent information to determine risk rating and whether a prospect and/or existing credit is an acceptable risk; identifies credit risk trends at the customer and portfolio level; notifies manager of risk changes.
Partners with Relationship Managers to meet with current and prospective clients to understand specific customer requirements and needs.
Collects appropriate financial data and information to ensure an accurate risk assessment and thorough underwriting.
Answers client questions; ensures all data is accurate for loan underwriting.
Analyzes cash flow for healthcare company customers and prospects to identify financial condition, profitability, repayment ability, operating trends, financial support of credit, and other various financial indicators.
Prepares/coordinates preparation for all required Financial Spreads, Credit Presentation Sheets, Narrative, Relationship Summary, and Loan Pricing Model and prepares packages for approval on all new and existing credits.
Assists in the pricing and structure of new loans and renewals.
Coordinates closing and booking events.
Monitors industry trends and analyzes specific industry trend data to identify potential areas of risk.
Ensures a 120-day renewal letter is sent to the customer identifying the key financial information needed in advance to process the renewal request; completes loan covenant compliance and annual loan reviews and review findings.
Completes, passes, and maintains an up-to-date status for all positional and company-required compliance and regulatory courses by assigned due date(s).
Performs all other duties as assigned.