Healthcare Analyst

MUFG•New York, NY

1d•Hybrid

About The Position

Mitsubishi UFJ Financial Group (MUFG) is seeking a Credit Analyst to support Credit Administration for the Wholesale Bank (CDA) and handle credit coverage for clients in the Healthcare segment. The role involves preparing detailed credit analyses and applications, evaluating corporate, regulatory, and industry risks, historical and projected operating performance, and capital structure. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.

Requirements

Minimum of 1 year of work experience within a financial institution (analyzing corporate client's risk and credit profiles), accounting firm, or rating agency
Strong financial modeling and analytical skills
Experience analyzing corporate credit and financing transactions
Proficient in Microsoft Word, PowerPoint and Excel
Verbal and written communication skills and ability to work independently
Bachelor's degree or equivalent work experience required

Nice To Haves

Completion of a formal credit-training program at a money center bank preferred
Work towards a CFA is an asset

Responsibilities

Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
Coordinate and communicate account information across various constituencies.
Responsible for knowledge of country/risk factors, particular industries, and all current events in the assigned portfolio.
Oversee covenants compliance database and facility closing due diligence, including documentation.
Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
Work on structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance, and leasing transactions).
Support the Senior Credit Officer, communicate with Relationship Managers, and Portfolio Managers to solve problems and ensure transaction requests are acceptable within the risk appetite of the firm.
Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices.