Head of Residential Capital Markets

Urrly•New York, NY

9d•$250,000 - $500,000•Onsite

About The Position

Build institutional capital rails for a large, under-standardized residential real estate credit market. A well-capitalized real estate capital platform is building the infrastructure that allows institutional investors to evaluate, finance, and scale exposure to a fragmented residential capital market. The opportunity is large. The need for capital is clear. The institutional standards required to make the asset scalable are still being formed. This is not a mature-book management seat. This is a builder role for someone who can help define the product, underwriting framework, data requirements, pricing logic, investor materials, and capital-partner relationships that make this asset class investable on a programmatic basis. The right person will bring real structured credit or institutional capital markets depth, along with the judgment to help turn a fragmented credit market into a repeatable asset that institutional capital can understand, price, monitor, and buy.

Requirements

Markets-up structured credit builder: someone with real product depth who is hungry to help create a category, not just operate inside an existing one.
Experience from structured credit, structured products, trading, structuring, sales-and-trading, whole-loan, forward-flow, RMBS, MBS, ABS, private credit, asset-based finance, specialty finance, real estate credit, or a comparable institutional credit seat.
Understand how capital prices risk, how institutional buyers evaluate assets, and what has to be true before sophisticated capital will commit at scale.
Real structured credit, structured products, or institutional capital markets product depth.
Strong market awareness and risk/pricing judgment.
Experience with institutional capital, forward-flow, whole-loan sales, securitization, warehouse lines, private credit, credit facilities, or comparable credit-market structures.
Ability to translate investor requirements into product, data, underwriting, reporting, and accountability standards.
Evidence of building, changing, originating, structuring, or materially driving something important without waiting for a mature playbook.
Comfort operating in a lean, high-ownership environment with senior executive stakeholders.
Strong written and verbal communication with sophisticated capital, credit, and executive audiences.
Ability to simplify complexity without losing technical credibility.
Good commercial instincts around what investors need, what creates friction, and what will or will not clear an institutional investment committee.

Nice To Haves

Residential credit, RMBS, MBS, SFR, bridge lending, construction lending, real estate private credit, asset-based finance, specialty finance, or real estate capital markets exposure.
Experience negotiating or supporting forward-flow agreements, whole-loan purchases, credit facilities, securitizations, warehouse lines, or institutional capital programs.
A track record of measurable deal, production, mandate, portfolio, or platform-building outcomes.
Prior work in a lean or ambiguous environment where process, standards, and infrastructure had to be built while the business was already moving.
Experience creating investor materials, credit narratives, eligibility frameworks, collateral stratifications, performance reporting, or comparable institutional diligence materials.
Comfort working directly with founders, CEOs, CIOs, credit heads, portfolio managers, structurers, and institutional capital partners.

Responsibilities

Help build the capital markets foundation for a residential credit platform that is still early in its institutionalization.
Translate what institutional investors need to trust a residential credit asset into a product, underwriting framework, data standard, eligibility criteria, and operating controls.
Stand up forward-flow, whole-loan, structured credit, warehouse, private credit, securitization, or comparable capital relationships against that standard.
Own the structuring, pricing, eligibility criteria, risk logic, and investor-facing explanation required to clear the institutional bar.
Help turn a fragmented, bespoke credit market into a repeatable asset that institutional capital can evaluate, finance, scale, monitor, and buy.
Partner with senior leadership on market design, capital formation, product strategy, investor development, and execution.
Build credibility with sophisticated capital partners by speaking the language of risk, structure, collateral, performance, triggers, reps, warranties, servicing, and accountability.
Help determine what data, reporting, controls, and monitoring standards are required for institutional investors to gain comfort with the asset.
Work across product, credit, underwriting, operations, and executive leadership to turn market requirements into a practical operating model.