Head of Multifamily Agency Closing

Zions Bancorporation•El Segundo, CA

6d•$150,000 - $250,000•Remote

About The Position

Zions Capital Markets is establishing a disciplined, scalable multifamily lending business focused on delivering best-in-class execution to institutional and private real estate clients. The GSE Multifamily platform is responsible for originating, underwriting, closing, delivering, and servicing multifamily transactions across both Fannie Mae and Freddie Mac programs. The loan closing function is central to execution quality, legal documentation, agency compliance, funding certainty, and borrower experience. The Head of Multifamily Agency Closing will serve as a senior transaction execution leader and legal-documentation resource across the platform. This position offers the opportunity to serve as a senior agency loan closing professional within a newly formed dual-agency lending platform. The Head of Multifamily Agency Closing will manage complex Fannie Mae and Freddie Mac multifamily loan closings from commitment through delivery, coordinate legal and diligence workstreams, resolve closing issues, and help establish scalable closing processes, controls, and best practices.

Requirements

Minimum of 15 years of legal and loan closing experience required, preferably with significant multifamily agency lending experience
Prior experience closing Fannie Mae DUS and/or Freddie Mac Optigo multifamily loans strongly preferred
Deep knowledge of commercial real estate loan documentation, title and survey review, borrower organizational structures, legal opinions, authority documents, insurance requirements, and closing mechanics
Demonstrated ability to manage multiple complex transactions simultaneously while maintaining execution discipline, accuracy, and responsiveness
Strong understanding of agency closing requirements, lender counsel processes, delivery requirements, post-closing obligations, and audit-ready file standards
Experience working directly with borrowers, borrower’s counsel, outside counsel, title companies, agencies, internal credit teams, servicing, and capital markets professionals
Bachelor’s degree required
Senior-level legal and transaction judgment with the ability to spot issues early, frame practical solutions, and drive closings to completion
Strong command of commercial real estate loan documentation, legal due diligence, title, survey, insurance, entity authority, collateral perfection, and closing conditions
Exceptional organizational skills with the ability to maintain detailed checklists, manage competing deadlines, and keep multiple stakeholders aligned
Clear and confident written and verbal communication skills, including the ability to explain closing issues, risks, and required actions to senior stakeholders
High attention to detail and strong ownership mindset, with a focus on complete, accurate, agency-compliant, and audit-ready files
Collaborative, practical, and solutions-oriented approach to working with originations, underwriting, legal, capital markets, servicing, and external transaction parties
Ability to operate effectively in a growth-oriented, build-phase environment while helping establish a disciplined and scalable closing infrastructure

Nice To Haves

J.D., paralegal background, or equivalent legal-documentation experience preferred

Responsibilities

Lead and manage agency multifamily loan closings from application, underwriting handoff, and commitment through funding, delivery, and post-closing follow-up
Coordinate closely with internal counsel, outside counsel, borrowers, borrower’s counsel, title companies, surveyors, consultants, agencies, underwriters, originators, capital markets, servicing, insurance, asset management, and operations teams
Review, negotiate, and manage closing documentation, including loan agreements, notes, security instruments, guaranties, assignments, UCC filings, certificates, opinions, organizational documents, title policies, surveys, insurance materials, and related diligence
Identify, escalate, and resolve legal, documentation, diligence, title, survey, insurance, organizational, authority, and closing-condition issues in a practical and timely manner
Ensure transactions are closed in accordance with Fannie Mae and Freddie Mac requirements, internal credit approvals, delegated authority, compliance standards, and platform execution procedures
Maintain comprehensive closing checklists, status trackers, open-item lists, documentation logs, and post-closing follow-up items for each transaction
Partner with underwriting and originations to confirm that approved deal terms, credit conditions, loan sizing, borrower structure, collateral requirements, and agency-specific requirements are accurately reflected in closing documents
Review third-party work product and closing deliverables for completeness, consistency, and alignment with transaction structure and agency requirements
Drive closing calls, manage issue lists, coordinate timing, and keep all parties aligned on required deliverables, funding milestones, and execution deadlines
Support loan delivery, document custody, post-closing trailing documents, final title policies, recorded instruments, collateral files, and audit-ready file completion
Serve as a senior resource to junior closers and transaction team members, helping develop closing discipline, standard procedures, templates, and quality control practices
Contribute to the development of scalable closing workflows, reporting tools, internal controls, escalation protocols, and best practices as the agency lending platform grows
Take on additional execution, process, and leadership responsibilities as the platform evolves