Group Underwriter IV

External•Little Rock, AR

4d•Remote

About The Position

At USAble Life, we’re committed to making a meaningful difference in the lives of our customers, our communities, and each other. We are a diverse team united by a shared drive to go the extra mile. Through our DEI initiatives, employees feel empowered to bring their unique talents, perspectives, and voices to our culture. Our dedication to delivering exceptional products is matched by our passion for supporting our people. We believe that making an impact extends beyond our office walls, and our longstanding tradition of community involvement reflects that commitment. We’re proud that our employees consistently embrace and uphold this spirit of service. Recognized as a “Best Places to Work” in Arkansas, Florida, and Hawaii, USAble Life offers opportunities for personal and professional growth, along with avenues for career advancement. Combined with our engaging culture and comprehensive benefits package, we are committed to ensuring our employees feel valued, supported, and inspired. This is a remote position.

Requirements

Advanced knowledge of group insurance and worksite products
Advanced knowledge of Life and Disability underwriting
Advanced understanding of underwriting principles and rating methodology.
Demonstrated capability to apply experience rating formulas for all products.
Advanced MS Office skills.
Strong math and analytical skills.
Excellent written and verbal communication skills.
Ability to establish priorities and manage multiple projects simultaneously.
Bachelor's degree in a related field or equivalent work experience
5 years of underwriting experience
Life, Disability, and/or Supplemental product industry experience
Or equivalent military experience.

Nice To Haves

LOMA Certification
HIAA

Responsibilities

Conducts risk assessment and selection for small, mid and large case market on Life & Disability, and Worksite products.
Produces rates for new groups using company proposal system.
Prepares formal proposals and renewals using word processing, spreadsheet tools and software as applicable.
Completes financial exhibits using established guidelines.
Assists in the preparation of RFP response.
Verifies rates on sold cases.
Assist in training lower level underwriters and sales staff.
Works on special product or rating projects as required.
Uses knowledge of formulas to determine when deviation is necessary and recommendations alternatives.
Assesses risk and produces rates for new groups with advanced levels of autonomy.
Completes annual renewals for all products and performs related maintenance tasks.
Services current group clients including benefit changes, reporting, and response to telephone and email inquiries.
Verifies sold case data including final rating.
Provides training and mentoring to underwriting and sales staff.
Performs projects and/or SME assignments