Business Banking Underwriter IV

Huntington National Bank•Indianapolis, IN

9d•Hybrid

About The Position

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Loans would typically include those with the most complex credit structures and customer exposure up to $10MM. This role utilizes single approval authority up to $4MM and appropriately assesses the risk profile of the borrower. The Underwriter IV will also assist with training and mentoring new hires, provide support for other underwriter job families, and act as a primary backup for their manager in team huddles and meetings. This position is expected to represent their direct manager outside of the function group as needed and collaborate with credit and segment risk to meet or exceed department goals.

Requirements

Bachelor's degree
7+ years’ experience with business or commercial underwriting in a centralized lending environment

Nice To Haves

Bachelor's degree in business related field
3-4 years leadership / management experience
Ability to underwrite credit exposures in excess of $4MM.
Previous authority to underwrite and decision credits without additional signers.
Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
Proficient use of Microsoft Office and other internet resources
Excellence in customer service, highly motivated, focused and goal oriented.
Excellent written and verbal communication skills, including grammar and demeanor.
Strong organizational skills with attention to detail, planning and follow-up.
Ability to work independently on multiple tasks without compromising quality.
Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.

Responsibilities

Supports Business Banking production by maintaining an individual pipeline of work.
Reviews all financial and credit application information to make sound credit decisions.
Assists with training and mentoring new hires.
Provides support for the UWI, UW II & UW III job families as needed.
Performs other duties as needed to support the line of business and job family.
Acts as primary back up for their manager as needed for team huddles & meetings.
Represents direct manager outside of function group as needed.
Collaborates with both credit and segment risk to meet or exceed department goals.
Performs other duties as assigned.