Group Manager, Financial Crime Risk Management - Centralized Investigations

TD•Fort Lauderdale, FL

2d•$91,000 - $145,600•Onsite

About The Position

This role is not eligible for TD work visa support or sponsorship (e.g., H-1B, F-1 OPT/STEM OPT, TN or other work visa authorizations). Applicants must have authorization to work in the United States without current or future need for TD sponsorship. The Group Manager, Financial Crime Risk Management - Centralized Investigations develops and implements AML policies, oversees investigations into potential money laundering, terrorist financing, fraud and other financial crimes, and ensures compliance with regulatory requirements. This role requires strong leadership skills, extensive knowledge of AML regulations, a working knowledge of Fraud regulations and the ability to work effectively with various stakeholders. The Group Manager for this job position, manages a team of AML investigators, responsible for investigating referrals regarding potentially fraudulent activity and/or other concerning activity for further investigation and SAR filing, if warranted. The Group Manager provides guidance and support to ensure high-quality investigations; develops, implements, and maintains AML policies, procedures, and controls to mitigate financial crime risks; oversees investigations into potential money laundering and other financial crimes; ensures compliance with all relevant AML regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC requirements; identifies and develops strategies to address and mitigate financial crime risks; collaborates with internal and external stakeholders, including law enforcement and regulatory bodies, to report findings and ensure compliance; prepares and presents detailed reports on investigative findings to executive management and regulatory authorities; and provides training and guidance to investigators and analysts on AML regulations, trends and typologies, and best practices. The Group Manager, Financial Crime Risk Investigations manages/leads a team of specialized professionals in the analysis and/or the investigation process for a specific area and assigns and monitors caseloads to ensure potential regulatory risks and losses to the bank are minimized.

Requirements

Undergraduate degree equivalent work experience
7+ years of experience
Strong leadership and team management skills
Strong knowledge of financial crime typologies and AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC requirements
Excellent analytical and problem-solving skills, with the ability to interpret complex data and identify patterns
Strong written and verbal communication skills, with the ability to present findings clearly and concisely.
Ability to work independently and as part of a team, with a high level of integrity and attention to detail
Proficiency in using AML software and tools for data analysis and case management

Nice To Haves

Bachelor's degree in Finance, Accounting, Criminal Justice, or a related field, preferred
5+ years of experience managing in AML investigations, financial crime risk management, or a related field
Relevant certifications (e.g., CAMS, CFE).

Responsibilities

Provides people management leadership by hiring the best talent, setting goals, developing employees, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
Manages a team of Investigators for a specific geographical area/business unit
Demonstrates broad and in-depth knowledge of investigative techniques, proper protocol, and financial criminal trends
Working Manager role that provides overall direction to the team and assigns and reviews the caseload of others
Generally involved in thematic and/or more complex investigations that may have significant reputational/ organizational impact
Ability to present and make recommendations to senior management and executives
Ensures an integrated approach with other business areas, broader organization, and enterprise as appropriate
Coordinates and prioritizes multiple initiatives and manages resource allocation
Establishes effective relationships with different Stakeholders, Business Sponsors, Executives and LOB
Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
Sound to advanced knowledge of external competition, industry and/or market trends in relation to own function/business
Focuses on short to medium-term issues (e.g., 6-12 months)
Leads a team of professionals and managers to achieve business/operational objectives, maintains effective day-to-day operations and delivers quality service and transaction processing consistent with business objectives
Provides guidance and direction to team members within own area of specialization and focus
Reviews and assesses incoming files and allocates to appropriate Investigators/Investigative Specialists
Conducts investigations in the capacity of a working lead where cases have been specifically assigned ensuring proper analysis and investigation standards are followed
Prepares applicable documents based on criminal and/or non-criminal proceedings
Collaborates with counterparts from other institutions and/or external organizations (e.g., public sector, government, law enforcement) to gather intelligence information where necessary
Ensures investigations are professionally conducted and completed in a timely manner
Identifies and communicates procedural weaknesses to businesses and ensures processes for remediation are in place such as following up for corrective action where applicable
Maintains strong awareness of emerging trends and investigative techniques for own area of specialty
Represents the department on internal projects/committees for own specialized area as necessary
Contributes to the development of the business plan, operationalizes the plan and delivers on assigned service/functionality
Works with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD’s operating model to maximize efficiency, effectiveness and scale
Monitors and communicates effectiveness of strategies, programs, and practices related to own area of accountability
Ensures programs, policies and practices continue to meet business needs, complies with internal and external requirements, and aligns with business priorities
Proactively identifies key business opportunities, research and recommends enhancements/modifications, develops strategies to achieve recommendations
Coordinates activities with partners across the organization, may include HR, Technology, Finance, Risk Management
Ensures team operates in compliance with applicable internal and external requirements, and employees comply with Bank and industry codes of conduct
Ensures appropriate reporting and escalation of issues based on risk profile
Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Responsible for management of the overall team providing both leadership and guidance
Sets targets and objectives for the team, and delivers results
Develops a team of professionals in all aspects of related competencies and acts as resource and mentor to others
Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and completed for all employees
Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner
Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams
Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally