Funding Specialist

First Source Title • North Ridgeville, OH

4d • $25 - $32 • Remote

About The Position

The Funding Specialist ensures the accurate and timely disbursement of funds on every real estate transaction we handle. It is a high-trust, high-precision role — you are the last set of eyes on the money before it moves. The position demands meticulous attention to detail, strong organizational skills, and a solid working knowledge of real estate closing procedures and regulations. This is a fully remote position. You will work closely with our closing, escrow, and accounting teams, as well as with lenders, settlement agents, and real estate professionals across the country.

Requirements

• Two to three years of experience in loan closing, funding, or a related title company settlement agent role
• Strong attention to detail and the ability to work with a high degree of precision
• Excellent verbal, written, and interpersonal communication skills
• Strong analytical and problem-solving skills
• Exceptional customer service skills
• Ability to work collaboratively in a team-oriented environment
• Strong organizational and time management skills, including the ability to multitask and prioritize effectively
• Adaptability and flexibility to handle changing priorities and learn new technologies quickly
• A dedicated, distraction-free home workspace and reliable high-speed internet

Nice To Haves

• Proficiency in escrow management software and closing platforms; familiarity with ResWare preferred
• Strong computer skills, including proficiency in Microsoft Word, Excel, and Outlook
• Experience working with loan originators, processors, title companies, and settlement agents
• Working knowledge of RESPA, TRID, and wire fraud prevention best practices

Responsibilities

• Review and manage loan files. Examine funded loan files in detail to verify fees, closing conditions, and the accuracy of all calculations. Confirm that documentation conforms to company policy and applicable state and federal law.
• Disburse funds. Coordinate and execute the disbursement of all funds associated with each transaction — mortgage payoffs, taxes, insurance, recording fees, and related payments. Confirm wire instructions and check remittances, and ensure every disbursement complies with lender instructions and escrow requirements.
• Communicate and coordinate. Build working relationships with lenders, real estate agents, clients, and internal teams. Gather outstanding documentation, resolve discrepancies, and keep the closing process moving cleanly from balancing to funding.
• Manage deadlines and workload. Handle a high volume of transactions in a fast-paced environment, prioritizing effectively so that funding deadlines are consistently met.
• Maintain records and compliance. Keep accurate, complete records of all funding-related information and documentation, performing every duty in accordance with company policy and relevant state and federal regulations.
• Resolve and escalate issues. Identify and resolve funding-related problems, including account disputes and unresolved closures, escalating to management when appropriate.

Benefits

• Medical — three Cigna plan options, including two PPOs and an HSA-qualified high-deductible plan, with a company contribution toward the premium
• Dental — Principal dental coverage, with in-network preventive care covered at 100%
• Vision — UnitedHealthcare vision coverage with annual exam, materials, and frame or contact lens allowances
• Voluntary term life and AD&D — through Principal, in amounts up to $500,000, with spouse and child coverage available
• 401(k) — administered through Paychex, with automatic enrollment and a discretionary company match
• Paid time off — 120 hours (15 days) annually to start, increasing to 160 hours at five years of service and 200 hours at eleven years
• Six paid holidays — New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas
• Leave and protection — workers' compensation coverage plus FMLA, parental, bereavement, military, and personal leave

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed