Full-Stack Engineer 4 (Bank Technology)

Capital One • New York, NY

1d

About The Position

Capital One is seeking a full-stack software engineer for its Account Acquisitions team in Bank Technology. Account Acquisitions is the entry point for Consumer and Small Business customers who choose to bank with Capital One. The team is building a flexible platform for rapid experimentation to create adaptable, personalized, and frictionless customer experiences. The role involves hands-on platform development, advancing AI-native engineering, and enabling rapid experimentation while maintaining reliable delivery.

The engineer will lead a portfolio of technology projects and a team of developers working with distributed microservices and full-stack systems. They will provide technical direction across Agile teams, collaborate with product managers and architects, develop cloud-based solutions, and contribute to design, development, and operational standards. The role uses a broad range of programming languages, databases, container orchestration tools, and AWS services in a “you build it, you own it” environment.

Requirements

• Bachelor’s degree or higher in Computer Science or a related quantitative field, such as Statistics, Economics, Operations Research, Analytics, Mathematics, or Engineering.
• At least 4 years of software engineering experience; internship experience does not apply.
• At least 2 years of experience with public cloud platforms (AWS, GCP, or Azure), cloud-based productivity tools, or virtualization technologies.

Nice To Haves

• Master’s degree in Computer Science or a related field.
• 7 or more years of coding experience with more than two of the following: Go, Java, JavaScript/TypeScript, Python, Rust, C#, or Scala.
• 3 or more years of experience with databases and database management systems.
• 3 or more years of experience with AWS, GCP, Azure, cloud-based productivity tools, or virtualization technologies.
• 4 or more years of experience contributing to open-source frameworks.
• 3 or more years of experience with front-end JavaScript or TypeScript frameworks.
• 4 or more years of experience creating synchronous and asynchronous APIs.
• 3 or more years of experience with CI/CD pipelines, infrastructure as code, and automated testing frameworks.
• 3 or more years of experience using Git-based version-control systems such as Git, GitHub, or Bitbucket.
• 3 or more years of experience troubleshooting technical issues in cloud environments.
• Experience using modern AI-based coding tools and IDE copilots.
• At least 1 year of experience mentoring engineers and driving professional development within technical teams.
• At least 1 year of experience using observability to identify and optimize performance bottlenecks in distributed systems.
• Experience with interactive AI tooling to accelerate productivity, using capabilities beyond basic code completion.
• Experience leading cross-functional engineering efforts or large-scale technical initiatives.
• Experience establishing and enforcing coding standards and design patterns across teams.

Responsibilities

• Lead a portfolio of diverse technology projects and a team of developers building distributed microservices and full-stack systems that help meet regulatory needs.
• Stay current with technology trends, experiment with and learn new technologies, participate in technology communities, and mentor engineering colleagues.
• Collaborate with digital product managers to deliver cloud-based solutions and customer experiences.
• Use programming languages, databases, container orchestration services, and AWS tools and services to build solutions.
• Provide technical leadership and direction across Agile teams, setting standards for design, development, and operational excellence.
• Partner with architects to define service boundaries, integration patterns, and reusable frameworks.
• Identify opportunities for improvement, implement targeted refactoring, and help reduce technical debt and improve system performance.
• Influence long-term technology strategy by evaluating emerging tools and practices in a “you build it, you own it” environment.

Benefits

• Comprehensive, competitive health, financial, and other benefits supporting total well-being.
• Eligibility for performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior