Fraud Support Associate (Inbound Call Center) - Hybrid

M&T BankBridgeport, CT
Hybrid

About The Position

As a Fraud Support Associate, you are the first line of defense protecting our customers’ finances and personal information. You’ll work in a fast‑paced call center environment handling debit, credit, and digital transactions that have been flagged by our fraud detection systems. Every call matters – customers are calling because something isn’t working, something feels wrong, or fraud has already occurred. This is a high‑volume, inbound‑only role where you’ll balance customer service, investigative thinking, and sound judgment. You’ll be empowered to make real-time decisions, including when to approve transactions, restrict account access, or require in‑branch identity verification to keep our customers safe.

Requirements

  • Associates degree, or at least 2 years of equivalent work experience
  • Flexibility to work varied schedules, including holidays and non-traditional hours
  • Calm under pressure
  • Confident in difficult conversations
  • Motivated by protecting others
  • Demonstrates strong de-escalation skills by maintaining composure and professionalism in high-pressure or escalated situations, confidently enforcing security protocols while protecting both the customer and the bank
  • Ability to make quick, accurate decisions while multi-tasking
  • Comfort using computers and navigating multiple systems simultaneously
  • Ability to work independently with minimal supervision

Nice To Haves

  • Call center experience (highly preferred)
  • Customer service experience in a fast-paced or high-call-volume environment
  • Banking, financial services, or fraud experience
  • Awareness of common fraud scams and tactics (or willingness to learn quickly)

Responsibilities

  • Handle 30-40 inbound calls per day from customers whose card or digital transactions have been declined or restricted due to potential fraud
  • Verify customer identity through detailed questioning, account review, and transaction analysis – while identifying and stopping fraudsters attempting to impersonate real customers
  • Investigate flagged banking transactions to determine whether an exception should be allowed
  • Place or remove card and digital exclusions to prevent unauthorized activity while minimizing disruption for legitimate customers
  • Make confident, fast decisions – sometimes saying “no” when protecting the customer and the Bank requires it
  • De‑escalate upset or frustrated customers while maintaining control of the conversation and following strict security protocols
  • Reissue cards, reset credentials, and guide customers through next steps when fraud is confirmed
  • Partner with internal teams and investigators by researching accounts and providing detailed information when needed

Benefits

  • Paid time off starting at 3 weeks per year
  • 12 paid federal holidays per year
  • Medical, dental, and vision benefits
  • 401k match up to 5%
  • Various options for tuition assistance
  • Paid parental and adoption leave
  • Stock purchase
  • Wellness and employee discounts
  • Receive 40 hours per year of volunteer time with an organization of your choosing (get paid to give back!)
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