Fraud Strategy Analyst

Vanguard•Malvern, PA

2d•Hybrid

About The Position

Global Risk and Security (GR&S) at Vanguard enables business strategy, protects client and Vanguard interests (e.g., assets and data), and stewards a strong risk culture. Our teams leverage enterprise-wide insights, deep expertise, and trusted advice so that across Vanguard leaders and crew drive faster, stronger, risk-informed decisions. Within GR&S, the Enterprise Security and Fraud (ES&F) sub-division is responsible for the global protection of Vanguard crew, property, data, and client assets. We are the trusted advisors that protect the pride of Vanguard with state-of-the-art security and fraud capabilities. We are a world-class destination of highly engaged, passionate, and diverse talent expected to continuously learn and develop in an ever-changing security landscape. Our crew are our greatest resource – by joining our team you will build collaborative long-term relationships and enjoy a suite of benefits that includes comprehensive health and wellness care, work-life balance, and an investment in your future at its core.

Requirements

2+ years in fraud analytics, fraud strategy, or financial crimes
Experience in at least one of the following: Fraud rules management / transaction monitoring, Payments fraud, account takeover, or digital fraud risks
Experience working with cross-functional teams in a matrixed environment
Strong analytical and problem-solving skills with experience using data to drive decisions
Proficiency in SQL, SAS Python or other data analysis tools and data visualization tools such as Tableau or Power BI
Basic understanding of fraud models or scoring methodologies.
Strong written and verbal communication skills
Ability to translate data insights into clear, actionable recommendations
Detail-oriented with strong execution focus
Collaborative mindset with ability to work across teams

Nice To Haves

Familiarity with fraud rules engines or decisioning platforms

Responsibilities

Develop, implement, and maintain fraud rules and detection strategies for participant transactions (e.g., withdrawals, loans, distributions).
Analyze fraud trends, rule performance, and key metrics to improve detection rates and reduce false positives.
Perform deep-dive analyses to identify emerging fraud patterns, vulnerabilities, and control gaps.
Adjust thresholds, logic, and segmentation to optimize real-time decisioning performance.
Collaborate with Product, Engineering, and Operations to support fraud controls in new features and participant journeys.
Provide analytical support for fraud cases, root cause analysis, and loss mitigation efforts.
Develop and deliver clear reporting on fraud trends, losses, and control effectiveness.
Ensure fraud controls are documented, tested, and aligned with risk and compliance standards.