Fraud Investigator II

Truliant Federal Credit Union•Winston-Salem, NC

18h•Onsite

About The Position

Fraud can have a lasting impact on a member’s financial well-being and trust. As a Fraud Investigator II at Truliant Federal Credit Union, you’ll lead complex investigations that help protect our members, reduce losses, support recovery efforts, and strengthen how we respond to evolving financial crime. This role is a great fit for an experienced investigator who enjoys following the details, making sound decisions in time-sensitive situations, and partnering with others to turn findings into meaningful action. In this role, you’ll take ownership of complex, high-risk fraud investigations across deposit, lending, card, wire, check, ACH, identity theft, elder abuse, account takeover, and digital channels. You’ll manage cases from initial review through documentation, reporting, escalation, and resolution while helping Truliant respond to emerging fraud risks.

Requirements

Demonstrated experience leading complex or high-risk financial crime investigations, analyzing detailed financial activity, and presenting findings to leadership or external authorities.
Experience managing multiple high-priority investigations while maintaining accuracy, compliance, and timely case resolution.
Knowledge of financial crimes requirements across federal, state, and local jurisdictions, including the Bank Secrecy Act and USA PATRIOT Act.
Ability to analyze complex data, assess risk, make well-supported decisions, and recommend actions that support loss prevention and recovery.
Ability to prepare clear investigative documentation and reports for leadership, regulatory agencies, and law enforcement.
Ability to collaborate across departments and work effectively with law enforcement and governmental agencies.
Proficiency with Microsoft Excel and Word, along with the ability to use internal systems, databases, and open-source research tools.
Ability to protect sensitive and confidential information with discretion and professionalism.
Bachelor’s degree in Criminal Justice or Risk Management, or 10 years of related experience in place of the degree.
Comfortable working independently in a fast-paced environment, balancing time-sensitive priorities, and communicating difficult or complex findings with accuracy, integrity, and a member-focused mindset.

Nice To Haves

Seven or more years of experience in financial crimes investigations.
Experience with electronic investigations, including online banking and ACH transactions.
A Certified Financial Crime Specialist, Certified Anti-Money Laundering Specialist, or Certified Fraud Examiner credential.
Experience providing evidence, supporting criminal investigations, delivering expert testimony, or developing fraud prevention training.

Responsibilities

Lead and prioritize multiple investigations, analyze account activity and other evidence, validate member claims, and document clear, accurate findings.
Prepare investigative reports and recommendations for leadership, regulatory agencies, law enforcement, and other external authorities.
Partner with teams across Truliant, including Compliance and Legal, to reduce losses, support recoveries, file Suspicious Activity Reports, respond to criminal subpoenas, and strengthen fraud prevention practices.
Serve as a trusted fraud resource, share investigative best practices, support employee training, and help identify proactive responses to new or evolving fraud trends.