FP&A Manager | Sage Home Loans

Red Ventures • Charlotte, NC

8d • Hybrid

About The Position

Sage Home Loans is seeking an experienced FP&A Manager to partner directly with the CFO and senior leadership to help shape the financial strategy of a rapidly evolving mortgage company. This role involves building the financial infrastructure, analytical capabilities, and decision-support processes needed to scale multiple lines of business. The ideal candidate will possess strong financial planning expertise, deep knowledge of mortgage banking economics, and a passion for solving complex business problems in a fast-paced, high-growth environment.

Requirements

• 3–6 years of progressive experience in FP&A, Corporate Finance, Strategic Finance, or related finance roles within the mortgage banking industry.
• Demonstrated experience supporting mortgage origination businesses with a strong understanding of production metrics, gain-on-sale economics, pull-through, pricing, and profitability drivers.
• Advanced financial modeling skills with exceptional Excel proficiency.
• Experience developing executive reporting, forecasting models, annual budgets, and long-range financial plans.
• Strong analytical and problem-solving skills with the ability to synthesize large amounts of data into meaningful business insights.
• Outstanding communication skills with experience presenting financial information to executive leadership.
• Proven ability to build strong cross-functional partnerships and influence decision-making.
• Ownership mindset with a commitment to delivering accurate, thoughtful, and actionable financial analysis.

Nice To Haves

• Experience supporting mortgage servicing operations or developing financial models for Mortgage Servicing Rights (MSRs).
• Understanding of servicing economics, MSR valuation concepts, servicing profitability, and recurring revenue models.
• Experience working with warehouse lending, mortgage capital markets, or secondary marketing.
• Familiarity with multiple mortgage products, including Conventional, FHA, VA, Jumbo, HELOC, or Non-QM lending.
• Experience in a high-growth, private equity-backed, or rapidly evolving financial services organization.
• Experience with Power BI, Tableau, SQL, Snowflake, Adaptive Planning, Anaplan, Pigment, or similar FP&A technologies.

Responsibilities

• Partner with the CFO to lead the annual budgeting process, long-range strategic planning, and rolling forecasts.
• Develop executive-level financial reporting, dashboards, and KPI scorecards for senior leadership.
• Build financial models that support strategic decision-making, capital allocation, and business planning.
• Perform scenario analyses and sensitivity modeling to evaluate market conditions, interest rate changes, and strategic initiatives.
• Support Board reporting, Executive Leadership presentations, and investor-related financial analyses.
• Develop profitability models across mortgage products, origination channels, and future servicing operations.
• Analyze production volume, gain-on-sale margins, pull-through rates, pricing, customer acquisition costs, and operational efficiency.
• Build financial models supporting the company's expansion into mortgage servicing, recurring revenue streams, and additional lending products.
• Partner with Capital Markets, Secondary Marketing, Servicing, Operations, Sales, Marketing, Product, and Technology teams to evaluate business performance and identify opportunities for growth.
• Monitor key mortgage banking metrics and proactively identify risks and opportunities impacting financial performance.
• Serve as a trusted financial advisor to department leaders across the organization.
• Translate complex financial information into actionable business recommendations.
• Coach and mentor junior analysts while helping establish best practices for financial modeling, forecasting, and reporting.
• Drive continuous improvement through automation, process enhancements, and scalable FP&A practices.

Benefits

• Health Insurance Coverage (medical, dental, and vision)
• Life Insurance
• Short and Long-Term Disability Insurance
• Flexible Spending Accounts
• Holiday Pay
• 401(k) with match
• Employee Assistance Program
• Paid Parental Bonding Benefit Program
• Flexible Paid Time Off (PTO): 20 days of PTO annually, increasing to 25 days after five years of service.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed