FP&A Analyst

Varo BankSalt Lake City, UT

About The Position

At Varo, we are on a mission to redefine banking for everyone. As a Finance Analyst, you won't just crunch numbers—you will be a strategic co-pilot helping to steer our growth, optimize our performance, and shape the financial future of a trailblazing neobank. You’ll sit at the intersection of data and strategy, turning complex financial metrics into actionable insights that drive high-stakes executive decisions. This role is designed for a collaborative problem-solver who thrives in a fast-paced environment. You will partner deeply with teams across Product, Technology, Lending, and Marketing, serving as their trusted finance liaison. If you have a passion for building sophisticated financial models and a desire to see your work directly impact the bottom line of a mission-driven bank, you'll find a highly rewarding home here.

Requirements

  • 3+ years of progressive finance experience, preferably within banking, fintech, or corporate financial services.
  • Strong foundation in financial theory, strategic forecasting, corporate budgeting, and GAAP accounting principles.
  • Expert-level proficiency in Microsoft Excel or Google Sheets, with a proven track record of building sophisticated, dynamic financial models.
  • Skilled in PowerPoint/Google Slides, with preferred hands-on experience using financial information systems like NetSuite or Anaplan.
  • Exceptional written and verbal communication skills, with the ability to influence cross-functional stakeholders and independently manage time-sensitive projects.
  • Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative discipline.

Nice To Haves

  • Hands-on experience using financial information systems like NetSuite or Anaplan.

Responsibilities

  • Lead Forecasting & Planning: Own the coordination, maintenance, and modeling of our annual budget, quarterly forecasts, and long-range plans, including complex P&L, Balance Sheet, and Cash Flow projections.
  • Drive Business Strategy: Partner with key leaders across Banking, Tech, and Marketing to analyze unit economics, prioritize investments, and provide financial guidance for new product launches.
  • Analyze Performance & Drivers: Conduct monthly and quarterly deep-dives into expense and revenue drivers, translating variance analysis into clear trends, risks, and profitability opportunities.
  • Craft Executive Narratives: Automate KPI reporting and synthesize complex financial data into concise, compelling presentations for senior leadership, investors, and regulators.
  • Optimize Financial Systems: Partner with Accounting and Treasury to streamline the month-end close and actively help evaluate, implement, and optimize our FP&A software tools.

Benefits

  • Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
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