Fintech Operations Specialist I

The Bancorp Bank, N.A. • Sioux Falls, SD

1d • Onsite

About The Position

The Fintech Operations Specialist I role provides operational support for client programs by managing departmental processes and ensuring adherence to compliance and regulatory requirements. This role reports to the VP of Network Operations Manager. The Fintech Operations Specialist I is a frontline safeguard for The Bancorp's regulatory and risk standing, catching compliance and fraud concerns before they become larger issues. Accurate, timely execution in this role keeps client programs running smoothly and keeps The Bancorp in step with NACHA rules, federal payment regulations and internal policy. By resolving client and cardholder needs directly and partnering closely with program operations managers, this role strengthens the day-to-day partner experience that underpins The Bancorp's fintech relationships.

Requirements

• Associate degree in a related field or equivalent combination of training and experience.
• 1 year of relevant experience.
• Excellent verbal, written and interpersonal communication skills.
• Proven ability to work effectively in a collaborative, multi-tasking team environment.
• Proficient in Microsoft Office, including Excel, PowerPoint, Word and Outlook.
• Ability to learn and quickly navigate 12 or more systems.
• Demonstrates strong motivation, accountability and resilience in pursuing goals, delivering high-quality results and continuously improving performance.
• Demonstrates the ability and willingness to learn and use approved artificial intelligence tools to improve productivity, decision-making and work quality, while keeping use compliant with company policies.

Responsibilities

• Monitors transactional and compliance reports to detect parameter breaches, regulatory violations or potential fraudulent activity.
• Conducts thorough account reviews and prepares Unusual Activity Reports for the Financial Crimes Risk Management team in line with established procedures.
• Reviews and resolves ACH-related inquiries and exception items, completing required transaction processing, account maintenance and follow-up per regulatory guidelines and internal policies.
• Reviews ACH return requests and supporting documentation to ensure accurate, timely processing in accordance with NACHA Operating Rules and departmental procedures.
• Processes government-related payment activity accurately and on time in accordance with federal regulations and departmental procedures.
• Handles client and cardholder requests to issue checks for remaining account balances, debiting funds with correct transaction codes and closing accounts or cards per the cardholder agreement.
• Responds to check-related inquiries, including initiating stop payments and issuing replacement checks.
• Collaborates with internal departments to support account review, restriction, closure and remediation processes, ensuring proper handling, documentation and follow-up.
• Builds strong working relationships with program operations managers to address client issues and support operational problem-solving.
• Assists with daily, weekly and monthly tasks to ensure seamless program execution.
• Cultivates and maintains positive relationships with key clients, ensuring a high level of service and responsiveness.
• Supports assigned projects and performs other duties as needed.

Benefits

• competitive pay

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree