Financing Analyst, Business

Desjardins • Sherbrooke, QC

23h

About The Position

As a financing analyst, you contribute to analysis, guidance, and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non-retail client segment of moderate complexity, formulate recommendations, and draw up financing packages. You serve as a resource person for financing files and work closely with colleagues and partners involved in financing files. You draw on your in-depth knowledge of the business area and your ability to manage complex situations.

Requirements

• Bachelor's degree in a related field
• A minimum of two years of relevant experience
• Knowledge of French is required
• Ability to perform analyses of the market and the business centre external environment
• Ability to perform financial analysis
• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
• Knowledge of financing and credit management practices related to businesses
• Understanding of the philosophy and inner workings of a financial services cooperative
• Knowledge of policies, legislation and standards governing the products and services offered by the business centre
• Familiarity with government business assistance programs
• Knowledge of service standards
• Understanding of cooperative and cooperative network values, rules and operations

Nice To Haves

• Other combinations of qualifications and relevant experience may be considered

Responsibilities

• Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required.
• Perform variable credit control as needed.
• Conduct periodic reviews of financing files.
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level