Financing Analyst, Business

Desjardins • Quebec, QC

2d • Hybrid

About The Position

As a Financing Analyst, you contribute to analysis, guidance, and prevention with regard to risk management operations and activities. You perform financial analysis of files for the non-retail client segment of high complexity, formulate recommendations, and draw up financial packages. You serve as a resource person for financing files and work closely with colleagues and partners involved in financing files. You will draw on your in-depth knowledge of the business area and your ability to manage complex situations. More specifically, you will be required to analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required. You will perform variable credit control as needed and conduct periodic reviews of financing files. You will adhere to current policies, practices, and standards, as well as to the various laws governing the distribution of financial products and services.

Requirements

• Bachelor's degree in a related field
• A minimum of four years of relevant experience
• Knowledge of French is required
• Ability to perform analyses of the market and the business centre external environment
• Ability to perform financial analysis
• Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural
• Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition
• Knowledge of financing and credit management practices related to businesses
• Understanding of the philosophy and inner workings of a financial services cooperative
• Knowledge of policies, legislation and standards governing the products and services offered by the business centre
• Familiarity with government business assistance programs
• Knowledge of service standards
• Understanding of cooperative and cooperative network values, rules and operations

Nice To Haves

• Other combinations of qualifications and relevant experience may be considered

Responsibilities

• Analyze financing files and formulate recommendations describing the financing and follow-up conditions and the guarantees required.
• Perform variable credit control as needed.
• Conduct periodic reviews of financing files.
• Adhere to current policies, practices and standards as well as to the various laws governing the distribution of financial products and services.

Benefits

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees