Financial Services Representative
About The Position
AO Globe Life is seeking a remote Benefits Consultant to help individuals and families understand insurance options that may support their financial protection goals. The role involves working from home, meeting prospective clients through virtual appointments, and providing clear education about life, supplemental health, and accident insurance. It is an independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven, not hourly or salaried. No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities and are responsible for applicable pre-licensing coursework, examinations, and state licensing requirements at their own expense. Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed during hiring and onboarding.
Requirements
- Be at least 18 years of age and legally eligible to work in the United States.
- Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
- Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense.
- Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
- Complete required training and participate in virtual meetings.
- Have excellent written, verbal, and listening skills.
- Have strong customer-service and relationship-building abilities.
- Be detail-oriented and organized.
- Be comfortable using computer systems and virtual meeting tools.
- Be self-motivated and demonstrate reliable follow-through.
- Be able to work independently and contribute to a team environment.
Responsibilities
- Connect with prospective clients through company-provided warm leads.
- Schedule and conduct virtual client appointments.
- Conduct needs-based conversations to understand client priorities.
- Explain life, supplemental health, and accident insurance options.
- Help clients understand coverage choices and available services.
- Provide timely follow-up and professional support.
- Maintain accurate records of client communication.
- Participate in ongoing coaching, training, and team meetings.
Benefits
- 100% remote work opportunity.
- Company-provided warm leads.
- Weekly pay with unlimited earning potential.
- Medical insurance premium reimbursement.
- Comprehensive online training and development resources.
- Daily coaching and mentorship.
- Performance-based incentive programs.
- No overhead costs.
- Union representation through OPEIU Local 277.
- Career growth opportunity with an organization serving members and families for 70 years.
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What This Job Offers
Education Level
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