Financial Risk Quantitative Analyst
About The Position
Strategic Risk Analytics and Governance provides independent, forward-looking risk analysis and governance support across financial risk disciplines. The team conducts second-line reviews and develops financial models and analytical approaches to ensure methodologies, assumptions, and measurements appropriately support risk management and decision-making. U.S. Bank is seeking an experienced Financial Risk Quantitative Analyst with strong quantitative, financial risk, governance, and communication skills who can translate technical observations into clear, actionable recommendations for risk partners and senior management. The role conducts independent, risk-based reviews and develops models and tools supporting analysis of liquidity, interest rate risk, capital, market risk, stress testing, and related financial risks. It assesses model purpose, methodology, assumptions, limitations, outputs, sensitivities, scenarios, performance, and use; produces risk assessments and committee materials; and promotes consistency across financial risk disciplines. The position also assesses risks from new products and changing business, market, and regulatory conditions, and translates regulatory guidance, supervisory expectations, industry practices, and risk analytics developments into practical organizational implications. The role requires working from a U.S. Bank location three or more days per week. The listed pay range is $105,400 to $124,000; the actual range may differ by location.
Requirements
- Bachelor’s degree or equivalent work experience.
- Typically more than six years of applicable experience.
- Strong understanding of quantitative methods and financial risk concepts.
- Proficiency with analytical tools and data environments such as SQL, Python, and R, and advanced Microsoft Excel and PowerPoint skills.
- Strong leadership, critical-thinking, problem-solving, process-facilitation, project-management, and organizational skills.
- Excellent written and verbal communication skills, including explaining complex quantitative concepts, articulating effective challenge, and presenting conclusions to technical and non-technical audiences.
- Ability to build productive relationships and interact effectively with quantitative groups, business lines, risk management, and other stakeholders while maintaining independence and sound professional judgment.
- Ability to manage multiple priorities, work independently, make well-supported decisions, and deliver clear, accurate, and timely work products.
- Demonstrated commitment to intellectual curiosity, sound governance, documentation quality, transparency, accountability, and continuous improvement.
Nice To Haves
- Bachelor’s degree or higher in Finance, Economics, Statistics, Mathematics, Data Science, Computer Science, Engineering, Financial Risk Management, or a related quantitative field; an advanced degree is preferred.
- Three or more years of work experience or equivalent in quantitative risk management, financial risk management, model development, model validation, banking, or a related financial-services field.
- Experience with liquidity, interest rate risk, capital, market risk, stress testing, or balance-sheet management.
- Experience with AI tools.
Responsibilities
- Conduct independent, risk-based reviews and develop models and tools to analyze liquidity, interest rate risk, capital, market risk, stress testing, and related financial risks.
- Assess whether a model’s purpose, methodology, key assumptions, and limitations are appropriate for its materiality and intended use.
- Evaluate model outputs, sensitivities, scenario behavior, performance trends, and business or risk-management use through targeted analysis, benchmarking, and outcomes review.
- Develop clear, well-supported risk assessments, committee materials, and other documentation.
- Promote consistency of modeling methodologies and assumptions across financial risk disciplines.
- Assess risk implications arising from new products, business changes, market developments, and regulatory changes.
- Maintain awareness of regulatory guidance, supervisory expectations, industry practices, and developments in risk analytics, and translate relevant changes into practical implications for the organization.
Benefits
- Healthcare coverage, including medical, dental, and vision
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation of two to five weeks depending on salary grade and tenure
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
- Incentive and recognition programs
- Equity stock purchase
- Pension
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What This Job Offers
Job Type
Full-time
Career Level
Senior
