Financial Risk & Insurance Consultant

Mission Wealth Management LP•Houston, TX

3h•Onsite

About The Position

Mission Wealth is seeking a growth-minded Risk Management Associate to join their award-winning team. This role involves supporting advisors in incorporating personal financial risk reviews into their client services. The Financial Risk & Insurance Consultant will act as an internal risk management consultant, helping clients understand their insurance policies and strategies, identifying strengths and weaknesses, and recommending better alternatives. The role involves assessing clients' current life, long-term care, and long-term disability insurance policies, as well as annuities. While Mission Wealth does not sell property and casualty insurance, the department conducts and publishes reviews for clients to optimize their coverage with their P&C agents. The department also refers clients to a professional health insurance resource for Pre-Age 65 health coverage, Medicare enrollment, and annual health plan renewal reviews. The position offers daily in-office mentorship, exposure to high-net-worth clients, an opportunity to specialize in risk management within wealth planning, and firm-supported licensing and professional development.

Requirements

Bachelor's degree.
At least five years of experience as an assistant, salesperson, or consultant in one or more areas of personal financial risk management: life or long-term care insurance, annuities, or property & casualty insurance.
Clean compliance record.
Experience with Salesforce.
Minimum of 3 to 5 years relevant work experience.
Detail-oriented, quick learning capability, positive attitude.
Basic presentation experience and willingness to progress.
Highly organized, self-motivated, and a proactive self-starter.
Excellent written and verbal communication skills with team members and clients.
Minimum required licenses: Life/Health/Accident and Long Term Care.
Obtain the Series 65 license within 90 days of hire.

Nice To Haves

General understanding of financial planning, annuities, life, long-term care planning, and investments is preferred.

Responsibilities

Collaborate with the Director of Risk Management to support advisors and clients.
Analyze and review client insurance portfolios (life, LTC, disability, annuities).
Learn and deliver Property & Casualty insurance reviews.
Prepare and present insurance analyses and recommendations.
Collaborate with advisors on integrating risk management into financial plans.
Assume responsibility to learn, create, and progress property and casualty reviews.
Master P&C reviews and progress to assume presentation responsibility of reviews to advisors and clients.
Learn about the health insurance referral service and grow into being responsible for submitting referrals of clients to the health insurance referral source.
Learn to work with the brokerage general agency to quote life insurance, long-term care insurance, and annuities.
Progress to process and present quotes, illustrations, and policy reviews of policies and contracts to Mission Wealth advisors and clients.
Serve as a knowledgeable resource for advisors regarding personal risk management-related questions.
Support team efforts, care about colleagues and clients, have a growth mindset, be adaptable to new work processes or changes, and be committed to the progress of the Risk Management Department and the success of Mission Wealth.