Financial Intelligence Analyst IV

Navy Federal Credit Union•Pensacola, FL

14h•$33 - $42

About The Position

This role involves complex research and analysis of Navy Federal account activity to identify red flags and suspicious activity in personal and business accounts. The analyst will perform in-depth risk reviews, document enhanced due diligence, and conduct activity trend analysis. A key aspect of the role is maintaining up-to-date knowledge of Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) history, regulations, and industry guidance. The position also supports Business Unit staff in complying with established BSA/AML policies and procedures, and requires familiarity with typical legal business structures and normal activity by business industry. Additionally, the role supports day-to-day Office of Foreign Assets Control (OFAC) operations, compliance analyses, and projects across the enterprise, responding to ad-hoc OFAC-related queries and providing subject matter expertise. Maintaining knowledge of OFAC history, regulations, and industry guidance is also crucial. The role further includes performing research and analysis of Navy Federal account activity related to suspicious transactions, identifying red flags, and creating and maintaining Suspicious Activity Reports (SARs) for complex research or in-depth investigations. The analyst will identify, review, and report suspicious activity and risk exposure across various delivery channels, ensuring adherence to applicable federal and state laws, rules, and regulations. Work for this position is performed under general direction.

Requirements

Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Responsibilities

Perform complex research and analysis of Navy Federal account activity to identify red flags and suspicious activity in personal and business accounts.
Perform in-depth risk reviews and document enhanced due diligence, including activity trend analysis.
Maintain knowledge of BSA/AML history, regulations, and industry guidance.
Support Business Unit staff in complying with established BSA/AML policies and procedures.
Maintain familiarity with typical legal business structures and normal activity by business industry.
Support day-to-day Office of Foreign Assets Control (OFAC) operations, compliance analyses and projects across the enterprise in compliance with Navy Federal's BSA/AML & OFAC Compliance Program.
Respond to ad-hoc OFAC related queries and provide subject matter expertise to partner business units when applicable.
Maintain knowledge of OFAC history, regulations, and industry guidance.
Perform research and analysis of Navy Federal Account activity related to suspicious transactions and identify red flags.
Create and maintain Suspicious Activity Reports (SARs) associated with suspicious account activity requiring more complex research or in- depth investigation.
Identify, review, and report suspicious activity and risk exposure across various delivery channels.
Ensure adherence to applicable federal and state laws, rules and regulations.
Remain cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.