Financial Crimes Unit Specialist

Onbe•Plano, TX

1d•Remote

About The Position

The Financial Crimes Unit (“FCU”) is a strategic function within Onbe’s Risk & Compliance department, designed to enhance the Company’s ability to detect, prevent, and mitigate financial crime. The Financial Crimes Unit Specialist plays a critical supporting role in Onbe’s Risk & Compliance department by assisting in the detection and prevention of financial crimes, including money laundering, terrorist financing, and fraud. The Specialist will support the implementation and execution of Onbe’s transaction monitoring program by reviewing alerts, identifying unusual or suspicious activity, and escalating as appropriate. Building on foundational responsibilities, the Specialist executes more complex investigations, identifies emerging patterns, and contributes to refining detection logic and risk strategy. This position requires a strong attention to detail, analytical thinking, and a willingness to learn and grow within a dynamic Risk & Compliance function.

Requirements

2+ years of experience in financial services, compliance, or financial crimes investigations
Working knowledge of financial crime typologies including fraud, AML, and misuse
Demonstrated proficiency with investigative tools, data analysis, and case management platforms
Proficiency in Excel and SQL; ability to analyze and interpret transactional data
Excellent written and verbal communication skills, especially for cross-functional and executive-level audiences
Ability to manage multiple priorities and work with minimal supervision
Effective communicator with a team-oriented mindset and focus on continuous improvement
Strong analytical mindset and a a detail-oriented approach to investigations and reporting

Nice To Haves

Bachelor's degree in Criminal Justice, Finance, Business, or a related field preferred
CAMS or other relevant certification (or pursuit of such) is a plus

Responsibilities

Review transactional alerts and assess for potential suspicious activity in accordance with Onbe’s policies and procedures
Conduct detailed investigations using internal systems, third-party tools, and open-source data to determine the legitimacy of flagged transactions
Document findings clearly and accurately, ensuring thoroughness and compliance with regulatory expectations
Escalate cases involving potential suspicious activity to senior team members or Compliance Officers with relevant context and supporting evidence
Support the drafting of Unusual Activity Reports (“UAR”) and/or Suspicious Activity Reports (“SAR”) under the direction of more senior staff
Assist in maintaining accurate records and case management logs for audit readiness
Stay up to date on emerging trends in financial crime and evolving typologies through team training sessions and independent research
Collaborate with cross-functional stakeholders as needed to gather information and resolve case-related questions
Participate in regular team meetings and contribute to process improvement discussions
Provide feedback on alert logic and rules to help improve typology effectiveness
Mentor and support team training initiatives
Other duties as assigned