Financial Crimes Program Manager

Lendable

3d • $150,000 - $170,000 • Hybrid

About The Position

We’re looking for a motivated, experienced Financial Crimes Program Manager to be a key contributor for our BSA/AML program. You’ll be responsible for the daily execution of the FinCrime compliance framework for our U.S. personal loans and cards products as both products scale. You will investigate suspected financial crime and ensure strict adherence to the Program Policy across our bank-partnership model.
This is a critical operational role within the compliance team. You will be responsible for ensuring we protect the financial system from money laundering and terrorist financing through diligent alert disposition, maintenance of accurate case records, and effective and timely escalation.

Requirements

• Deep knowledge of the U.S. rules-based regulatory scheme, specifically BSA, AML, KYC/CIP, and OFAC.
• Proven experience in a compliance function, particularly in alert disposition, case management, and investigative workflows.
• Comfortable diving into data to investigate alerts and identify suspicious patterns.
• Detail-oriented in documenting investigative findings.
• Genuine sense of curiosity and urgency with the ability to navigate the ambiguity of a fast-growing FinTech and make smart, risk-based decisions.
• Ability to hold your own with bank partners and regulators, while also influencing internal stakeholders in Product and Ops.

Nice To Haves

• Familiarity with FCPA/ABC is a significant plus.
• Experience in both U.S. Personal Loans (pre-origination focus) and Credit Cards (post-origination transaction monitoring).
• Experience with Alloy, ComplyAdvantage, Marqeta, Preset, Snowflake or Redash a plus.

Responsibilities

• Execute day-to-day AML, BSA, KYC/CIP, and OFAC controls and assist in maintaining program documentation to ensure the business remains compliant.
• Keep policies, procedures, and program documentation current.
• Conduct periodic BSA/AML risk assessments.
• Enhance the program as products evolve to stay aligned with contractual and regulatory requirements.
• Own periodic and ad hoc BSA/AML reporting across partner bank and internal stakeholders, ensuring accuracy, completeness, and on-time delivery.
• Respond to audit & exam requests, testing and monitoring, and bank partner requests; be a cooperative and responsive teammate to support overall compliance functionality.
• Investigate alerts & escalations related to unusual activity; prepare internal Unusual Activity Reports (UARs) for escalation to the BSA Officer for final review.
• Perform sanctions-screening and AML transaction-monitoring alerts; execute assigned screening and information-sharing searches.
• Ensure all investigative findings and due diligence records are maintained in accordance with the Program’s record retention requirements.
• Bring an attitude of opportunity - issue spot and execute areas for automation to ensure the financial crimes program scales with company growth.
• Partner with Operations, Product and Engineering teams to provide operational support for the integration and testing of onboarding and transaction monitoring tools.
• Support the team during backlog clearance and peak volume.

Benefits

• Private health cover
• Retirement savings plans
• Employee referral programme
• Fully stocked kitchen
• Complimentary lunches prepared by in-house chefs on in-office days at select locations
• Cycle-to-work schemes available in select locations
• Electric vehicle salary sacrifice schemes available in select locations

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed