Financial Crime Risk Investigator I (5328)

TD•Toronto, ON

3d•CA$59,500 - CA$84,000•Hybrid

About The Position

This role involves conducting thorough analysis, risk assessment, and investigation of referred/assigned cases related to financial crime. The investigator will research and apply new methodologies for analyzing digital evidence to reduce risk exposure to TD Bank. Responsibilities include supporting the preparation for reviews and interviews for financial crime cases, ensuring proper documentation for evidence, and using sound methodologies to collect, preserve, and analyze digital evidence. The role also requires working with internal partners and external parties for effective detection and investigation, and preparing/delivering seminars on AML, Sanctions/ABAC, and Financial Crime or fraud detection/loss prevention to internal areas of the Bank. A good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques is essential. The investigator will apply strong knowledge of bank procedures, products, and systems to assist in analyzing situations, gathering information, and preparing cases, providing AML and Sanctions/ABAC support and recommendations.

Requirements

Undergraduate degree or equivalent work experience
2+ years experience
Sound knowledge of investigative techniques, AML, and criminal trends, and analysis
Demonstrates experience managing more complex non-criminal investigations
Strong understanding of Bank policy and procedures for own area
Requires sound conceptual knowledge in related functions
Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Nice To Haves

May lead small projects and / or support work streams of a bigger project

Responsibilities

Conduct thorough analysis, risk assessment and investigation of referred/assigned cases
Conduct research, and apply new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank
Provide support in preparation for review, interviews for financial crime cases and ensure proper documentation is obtained for evidence purposes
Use sound methodologies to collect, preserve, and analyze digital evidence
Work with internal partners/external parties for effective detection and investigation purposes
Prepare and deliver AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank
Maintain a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques
Apply strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Conduct sound investigations and provide AML and Sanctions/ABAC support and recommendations
Lead work streams by acting as a project lead for small scale projects / initiatives in accordance with project management methodologies
Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
Maintain appropriate project records, databases, and information; report to management and others on project status and updates
Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts and others
Identify, recommend, and effectively execute standard practices applicable to the discipline
Adhere to internal policies/procedures and applicable regulatory guidelines
Keep abreast of emerging issues, trends, and evolving regulatory requirements
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand champion for your business area/function and the bank, both internally and/or externally
Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyses digital evidence
Investigates and analyses potential solutions; ensures processes and functional programs are implemented
Executes on work with some complexity, requiring short to medium-term focus (weekly-monthly)
Delivers on assigned initiatives / projects /programs with some direction from management