Financial Crime Risk Investigator I (US)

TD Bank•Mount Laurel, NJ

4d•Onsite

About The Position

The Financial Crime Risk Investigator I conducts adjudications and/or analysis, risk assessments and investigations of general queue cases (recommending for demarket and/or freezing accounts by the appropriate investigative unit). Provides analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations. This can include AML and Sanctions/ABAC Financial Crime or digital evidence for case preparation and evidence/documentation purposes. Prioritizes incoming investigation requests.

Requirements

Sound knowledge of investigative techniques, AML, and criminal trends, and analysis.
Demonstrates experience managing more complex non-criminal investigations.
Strong understanding of Bank policy and procedures for own area.
Undergraduate degree or equivalent work experience.
2+ years experience.

Nice To Haves

Experience in both Adverse Media and PEP.

Responsibilities

Conducts adjudications and/or analysis, risk assessments and investigations of general queue cases (recommending for demarket and/or freezing accounts by the appropriate investigative unit).
Provides analysis and/or data/evidence gathering support for moderate to very complex end-to-end investigations.
Investigates AML, ATF, ABAC and Sanctions cases and conducts interviews or collects and analyzes digital evidence.
Prioritizes incoming investigation requests.
Conducts thorough analysis, risk assessment and investigation of referred/assigned cases.
Conducts research, and applies new methodologies for analyzing digital evidence to reduce the risk of exposure to TD Bank.
Provides support in preparation for review, interviews for financial crime cases and ensures proper documentation is obtained for evidence purposes.
Uses sound methodologies to collect, preserve, and analyze digital evidence.
Works with internal partners/external parties for effective detection and investigation purposes.
Prepares and delivers AML, Sanctions/ABAC and Financial Crime or fraud detection/loss prevention seminars to internal areas of the Bank.
Maintains a good understanding and awareness of emerging AML and Sanctions/ABAC trends, cyber technologies, and new criminal techniques.
Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Conducts sound investigations and provides AML and Sanctions/ABAC support and recommendations.
Leads work streams by acting as a project lead for small scale projects/initiatives in accordance with project management methodologies.
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate.
Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices.
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary.
Maintains appropriate project records, databases, and information; reports to management and others on project status and updates.
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to Analysts and others.
Identifies, recommends, and effectively executes standard practices applicable to the discipline.
Adheres to internal policies/procedures and applicable regulatory guidelines.
Keeps abreast of emerging issues, trends, and evolving regulatory requirements.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand champion for your business area/function and the bank, both internally and/or externally.