Financial Crime Risk Investigative Analyst (US)

TD Bank•Mount Laurel, NJ

About The Position

The Financial Crime Risk Investigative Analyst reviews, assesses, and prioritizes incoming alerts and investigation requests to determine whether further investigation is needed, completes appropriate workflows, and supports case preparation through analysis and evidence gathering. The role applies knowledge of bank procedures, products, and systems to help investigators analyze situations, collect information and documentation, and prepare cases. It is an initial professional role focused on short-term, day-to-day work within defined parameters and under management or senior analyst direction. The analyst responds to reports of financial crime, reviews and routes incidents to the appropriate areas, assesses immediate monetary and reputational risk, and supports risk containment. The role also checks information against guidelines, flags unusual activity or deviations, ensures regulatory reporting is filed, and helps prepare AML, Sanctions/ABAC, and Financial Crime training materials. Additional responsibilities include managing workload and service requirements, preparing reporting data, contributing to projects, maintaining confidential records, escalating risk, and supporting team development and collaboration.

Requirements

Undergraduate degree or equivalent work experience.
At least 1 year of experience.
Strong knowledge of bank procedures, products, and systems.
Basic knowledge of the community or environment of the function and a solid understanding of Bank policy and procedures for the role's area.
Ability to review incoming files, perform initial analysis, and make judgments about whether an investigation should take place.
Ability to work within defined parameters under management or senior analyst direction.
Ability to manage workload and meet service and productivity requirements.
Ability to exercise discretion with confidential information and escalate issues appropriately.
Ability to identify and manage risks and follow internal policies, procedures, and applicable regulatory guidelines.

Responsibilities

Review incoming alerts, incidents, and investigation requests; perform initial analysis and determine whether further investigation is required.
Filter incidents for financial-crime or non-criminal nature and forward them to the appropriate internal or external area.
Respond to financial-crime reports from TDBG sources and external parties, ensuring appropriate stakeholders are informed when further attention is needed.
Assess and contain immediate monetary and brand-image risk based on incoming information.
Support risk containment by making policy and procedural recommendations where applicable.
Assist investigators by analyzing situations, gathering information and required documentation, and preparing cases.
Run and review information against guidelines to ensure accuracy and flag potential deviations and unusual activity.
Ensure reporting is filed in accordance with regulatory requirements.
Assist with preparing and presenting AML, Sanctions/ABAC, and Financial Crime training materials.
Prioritize and manage workload to meet service-level and productivity requirements.
Contribute to small- and medium-sized projects or initiatives in accordance with project protocols.
Prepare data and information for functional or enterprise reporting; maintain project records and databases, and report project status and updates.
Manage confidential correspondence and information with discretion and escalate issues as appropriate.
Monitor service and productivity and assess efficiency within the function.
Provide guidance and assistance to support Officers and others.
Follow internal policies, procedures, and applicable regulatory guidelines, and identify, manage, and escalate risks and non-standard high-risk activity.
Participate as a team member, communicate relevant updates, assist colleagues, and contribute to knowledge transfer, training, coaching, and cross-training as appropriate.
Keep current with developments in the financial crime discipline and related business tools and techniques, and participate in performance and development activities.
Contribute to a fair, positive, and equitable environment that supports a diverse workforce.