Financial Crime Risk Investigative Analyst (US)

TD•Lewiston, ME

1d•$24 - $34•Onsite

About The Position

The Financial Crime Risk Investigative Analyst assesses and/or adjudicates and prioritizes incoming alerts and/or investigation requests to determine whether further investigation is required and completes appropriate workflows. Provides analysis and/or data/evidence gathering support for cases. Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. This is a first-level professional role with a focus on performing support within well-defined parameters as directed. The time horizon and nature of work is short-term focused, daily/weekly to monthly. The role provides standard reporting and/or analysis as directed and requires basic knowledge of the community/environment function. It understands key business and functional drivers and processes in the context of their own work. Generally, works within well-defined parameters under the direction of management and/or senior analysts.

Requirements

Undergraduate degree or equivalent work experience
1+ year experience
Customer Accountabilities: Responds to reports of financial crime activities from within TDBG sources and/or external parties and ensures appropriate areas (internally and/or externally) are made aware of situations requiring further attention.
Reviews all incoming incidents and filters investigations for financial crime or non-criminal nature and forwards on to the appropriate area.
Assesses and contains immediate risk (monetary and brand image) based on incoming information.
Supports risk containment process by making policy/procedural recommendations where applicable.
Acquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activity.
Ensures reporting is filed in accordance with regulatory requirements.
Assists with the preparation and presentation of AML, Sanctions/ABAC & Financial Crime training material.
Shareholder Accountabilities: Prioritizes and manages own workload to meet service level requirements for service and productivity.
Contributes to work streams in small to medium sized projects/initiatives, following project protocols.
Prepares data/information for reporting at the functional or enterprise level.
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate.
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary.
Maintains appropriate project records, databases, and information; reports to management and others on project status and updates.
Monitors service, productivity and assesses efficiency levels within own function.
Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and others.
Adheres to internal policies/procedures and applicable regulatory guidelines.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand champion for your business area/function and the bank, both internally and/or externally.

Responsibilities

Assesses and/or adjudicates and prioritizes incoming alerts and/or investigation requests to determine whether further investigation is required and completes appropriate workflows.
Provides analysis and/or data/evidence gathering support for cases.
Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Makes judgment call on whether an investigation should take place.
Responds to reports of financial crime activities from within TDBG sources and/or external parties and ensures appropriate areas (internally and/or externally) are made aware of situations requiring further attention.
Reviews all incoming incidents and filters investigations for financial crime or non-criminal nature and forwards on to the appropriate area.
Assesses and contains immediate risk (monetary and brand image) based on incoming information.
Supports risk containment process by making policy/procedural recommendations where applicable.
Acquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.
Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activity.
Ensures reporting is filed in accordance with regulatory requirements.
Assists with the preparation and presentation of AML, Sanctions/ABAC & Financial Crime training material.
Prioritizes and manages own workload to meet service level requirements for service and productivity.
Contributes to work streams in small to medium sized projects/initiatives, following project protocols.
Prepares data/information for reporting at the functional or enterprise level.
Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate.
Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area.
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary.
Maintains appropriate project records, databases, and information; reports to management and others on project status and updates.
Monitors service, productivity and assesses efficiency levels within own function.
Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and others.
Adheres to internal policies/procedures and applicable regulatory guidelines.
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand champion for your business area/function and the bank, both internally and/or externally.