Financial & Credit Analytics Analyst

Gynger•New York, NY

3d•$150,000 - $200,000•Onsite

About The Position

Gynger is seeking a sharp, analytically minded Financial & Credit Analytics Analyst to build the data, modeling, and reporting foundation behind its lending products. This is a high-impact opportunity to shape how a fast-growing fintech uses data to make smarter credit decisions, monitor portfolio performance, and scale loan operations. The role operates at the intersection of credit risk, finance, and engineering, transforming raw data into models, dashboards, and insights that drive underwriting, servicing, and investor reporting. The ideal candidate is a quantitative analyst and problem solver, comfortable with SQL and Excel, fluent in financial concepts, and eager to define a new function within the company. The position is based in NYC HQ, reporting to the SVP of Finance and working closely with the Chief Credit Officer.

Requirements

2 - 5 years of experience in a quantitative, analytical, or finance role ideally in credit, lending, fintech, or investment banking.
Direct experience in the credit or lending space (origination, underwriting, servicing, or portfolio management).
Strong SQL skills and advanced Excel proficiency.
Working knowledge of Python (or similar) is a plus.
Solid grounding in financial and credit concepts - credit risk, cash flow, and basic GAAP accounting.
Experience with BI tools (Looker, Tableau, Metabase, etc.) and comfort working in modern data environments.
Bachelor's degree in Finance, Economics, Mathematics, Statistics, Computer Science, or a related quantitative field.
Exceptional attention to detail and a builder's mindset - curious, entrepreneurial, and comfortable operating with ambiguity in a fast-moving startup.

Responsibilities

Build and maintain analyses and models that support underwriting, credit approvals and re-approvals, risk segmentation, and portfolio monitoring.
Own the queries, datasets, and dashboards that power credit and finance reporting, ensuring data is accurate, timely, and trusted across the company.
Monitor key credit, lending, and business KPIs and surface insights for Executives, Sales, and the Credit team.
Support reporting and compliance for credit facilities, prepare materials for investor data rooms, and respond to diligence requests with clean, well-structured analyses.
Partner with operations and engineering on the data and logic behind loan modifications, collections, billing, and other servicing workflows.
Identify gaps in tooling, data, and controls and help close them through better models, dashboards, automation, or policy.