Credit Risk Analytics Analyst

Sumitomo Mitsui Banking Corporation•New York, NY

1d•$69,000 - $85,000•Hybrid

About The Position

SMBC is seeking a highly motivated and detail-oriented Associate / Analyst to join the stress testing function within the Credit Portfolio Risk team. This role will support CCAR, credit stress testing, and project management. The ideal candidate will combine analytical skills, knowledge of credit stress testing, and project management capabilities to drive initiatives and deliver high-quality results in a fast-paced environment.

Requirements

Bachelor’s degree in Finance, Economics, Statistics, or a related field.
0-3 years of experience in financial institution
Basic knowledge of project management and credit risk concepts, with the ability to support cross-functional initiatives involving stress testing, CCAR, CECL, and related loss estimation methodologies
Proficiency in Excel and PowerPoint skills, with experience utilizing these tools to efficiently organize data, transform and analyze information, and create engaging presentations
Ability to work in a fast-paced, collaborative environment and manage multiple priorities

Nice To Haves

A Master’s degree or relevant professional certifications (e.g., CFA, FRM, ESG) are a plus
Experience in the credit risk identification process is a plus
Proficiency in data analysis tools such as SAS, Python, R, SQL, or Alteryx, and visualization tools such as PowerBI is a plus
Effective communication and interpersonal skills, with the ability to learn complex concepts and work collaboratively across teams

Responsibilities

Support the design, execution, and enhancement of credit stress testing frameworks, including scenario analysis and loss forecasting in alignment with CCAR requirements
Support CRE (Commercial Real Estate) bottom-up modeling, integrating results into broader portfolio analytics
Partner with Enterprise Risk, Finance, Model Developers, Credit Officers, and Business Units to design and drive internal stress testing exercises
Contribute to documentation and regulatory submissions with precision and clarity
Lead and coordinate credit stress testing projects, ensuring timely delivery of milestones and effective communication with stakeholders
Oversee project plans, track progress, identify risks, and implement mitigation strategies
Prepare and present project updates to senior management and cross-functional teams
Facilitate communication across stakeholders to ensure alignment and transparency
Ensure compliance with internal governance and regulatory expectations throughout the project lifecycle