Financial Analyst

Sezzle • United States, Remote, NH

4d • $120,000 - $145,000 • Remote

About The Position

Sezzle is seeking a talented and motivated Financial Analyst to own and lead bank-specific regulatory reporting as the company builds out its banking operations. This role offers an opportunity to thrive in a dynamic, fast-paced environment within a rapidly growing team, with strong prospects for continued growth and increased ownership. The Financial Analyst will be the subject matter expert and primary owner of all bank regulatory filings, including Call Reports (FFIEC 031/041/051), and will serve as a key partner to Finance, Legal, Compliance, and executive leadership in ensuring accurate, timely, and compliant regulatory submissions. This role involves building the regulatory reporting function from the ground up, establishing processes, controls, and infrastructure that will scale with Sezzle's banking operations.

Requirements

• 5+ years of experience in bank regulatory reporting, with direct hands-on experience preparing and filing FFIEC Call Reports.
• Deep working knowledge of FFIEC reporting instructions, schedules, and regulatory capital calculations.
• Strong understanding of U.S. GAAP and the ability to bridge between GAAP financial statements and regulatory reporting frameworks.
• Experience building or significantly improving regulatory reporting processes, controls, and infrastructure.
• Proficiency with regulatory reporting software/platforms and advanced Excel skills; experience with data visualization or automation tools is a plus.
• Exceptional attention to detail with a track record of producing accurate, examination-ready regulatory filings.
• Strong communication skills with the ability to translate complex regulatory reporting requirements into clear guidance for cross-functional partners.
• Bachelor's degree in Accounting, Finance, or a related field required.
• Demonstrated experience working with Claude or equivalent large language model tools is required; candidates must be comfortable leveraging AI to enhance productivity, research, and communication.

Nice To Haves

• Experience with OCC-supervised national banks or de novo bank reporting requirements is a significant differentiator.
• CPA, CFA, or other relevant professional certification preferred.
• Prior experience at a national bank, de novo banking institution, or OCC-regulated entity.
• Experience with regulatory reporting during a bank charter application or early-stage bank operations.
• Familiarity with consumer lending and BNPL reporting considerations within the Call Report framework.
• Experience with SOX 404 compliance as it relates to regulatory reporting controls.
• Background working in fintech, payments, or high-growth technology companies.
• Experience implementing or administering regulatory reporting systems (e.g., Axiom, Wolters Kluwer, or similar).

Responsibilities

• Own end-to-end preparation and filing of bank regulatory reports, including FFIEC Call Reports (031/041/051), and other required filings with the OCC, FDIC, and other applicable regulators.
• Build and maintain the regulatory reporting framework, including reporting calendars, data sourcing workflows, reconciliation procedures, and internal controls to ensure accuracy and completeness.
• Interpret and apply regulatory reporting instructions (FFIEC, OCC, FDIC, Federal Reserve) to Sezzle's unique business model, ensuring proper classification and reporting of BNPL-related assets, liabilities, income, and capital.
• Monitor and implement changes to regulatory reporting requirements, including new or revised schedules, reporting thresholds, and interpretive guidance.
• Collaborate cross-functionally with Accounting, FP&A, Treasury, Legal, Compliance, and Engineering to source data, resolve reporting questions, and ensure consistency between regulatory filings and GAAP financial statements.
• Support regulatory examinations and audits by providing documentation, responding to examiner inquiries related to Call Report data, and remediating findings as needed.
• Partner with external auditors and consultants on regulatory reporting matters, including agreed-upon procedures and attestation engagements.
• Develop and maintain documentation of regulatory reporting policies, procedures, and methodologies to support SOX compliance and institutional knowledge.
• Leverage technology and automation to improve the accuracy, efficiency, and scalability of the regulatory reporting process. Champion the use of AI and modern tools to streamline data aggregation, validation, and submission workflows.
• Provide regulatory reporting expertise to leadership on the financial reporting implications of new products, strategic initiatives, and changes to Sezzle's banking operations.

Benefits

• Unlimited PTO, volunteer hours and sabbatical
• Life, STD/LTD, medical, dental and vision insurance
• Highly discounted LifeTime gym membership
• 401k with match of 6%
• Collaborative fun co-workers
• The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level