Treasury Financial Analyst

Horizon Credit Union•Spokane Valley, WA

2h•Onsite

About The Position

The Financial Analyst supports the Credit Union’s Asset Liability Management (ALM) activities by performing deposit analytics and financial modeling related to interest rate risk, liquidity planning, stress testing, and cash management. This role supports the VP of Treasury by assisting with inputs and reports for the ALM model, ALCO, and Pricing Committee. Working closely with the VP of Treasury and cross-functional partners, the Financial Analyst provides analysis that informs liquidity management, funding decisions, and loan and deposit pricing. The role also supports budgeting and forecasting, analyzes variances, and partners with the Accounting team to help ensure alignment between financial reporting, analytics, and organizational objectives.

Requirements

Bachelor’s degree in Accounting, Finance, Decision Science, Business Management, or a similar business or a related field.
Foundational knowledge of financial accounting practices and procedures.
Demonstrates high-level analytical and problem-solving skills.
Demonstrates high-level financial and mathematical skills.
Experience in MS Excel, SQL and/or Python, and Power BI.
Ability to understand and interpret complex information including financial, regulations, and policies.
Ability to effectively communicate complex information including financial analyses to a range of stakeholders.
Ability to meet deadlines while managing multiple projects.
the ability to converse with others, detect sound, identify, and detect objects, count, read, write, operate a computer, handle and feel objects, reach with hands/arms and be stationary, or stand or move for long periods.
Occasionally an employee will lift/pull/push and carry up to 25 to 50 pounds, stoop, kneel, crouch, crawl, climb, and be able to maintain balance doing these activities.
The position requires sound reasoning, good judgment, and the ability to apply knowledge toward work activities.

Nice To Haves

Previous experience as an Analyst is preferred.
Related work experience may substitute for education.
Experience with financial management systems preferred.
Experience preferred with interest rate management, cash flow forecasting, and managing liquidity sources, banking relationships, and collateral management.

Responsibilities

Participate in asset liability management, cash management, liquidity planning, account management, cash forecasting, and ad-hoc projects/ financial analyses for the organization.
Provide analysis, trending, and forecasting for product profitability and other strategic initiatives.
Prepare regular treasury reports, budgets, and financial documents, including cash flow forecasts.
Assists and supports the VP of Treasury in providing reports, documents, and explanations for auditors and examiners.
Performs deposit analytics to support Horizon pricing strategy.
Assist ALCO (Asset Liability Management Committee) and Pricing Committee by preparing data and reports.
Supports the annual budgeting and ongoing forecasting processes, with a focus on balance sheet, interest income and expense, liquidity, and rate-sensitive products.
Partners with Accounting & Treasury to translate strategic assumptions (growth, pricing, rate scenarios) into financial forecasts and budget models.
Assists in scenario analysis to evaluate the financial impact of changes in rates, growth, pricing, or product mix.
Build and maintain strong working relationships based on trust, accuracy, sound judgment, and mutual respect across the organization.
Maintain effective vendor relationships and interact professionally with external partners, including brokerage firms, bond traders, and account managers.
Uphold the Credit Union’s professional reputation while maintaining appropriate confidentiality of Company information.
Stay informed of industry, economic, and regulatory trends relevant to finance and treasury.
Contribute to a collaborative, team-oriented, and solution-focused work environment.
Support Credit Union and department strategies, goals, and initiatives, ensuring work aligns with established organizational policies and objectives.
Ensures outcomes are consistent with established Company-wide goals and policies.

Benefits

Medical, Dental, & Vision Insurance for full-time and reduced full-time employees & their families
Telemedicine for part-time employees
Paid Group Life and Disability Insurance
Employee Assistance Program
Tuition Reimbursement Program
401K Retirement Savings
Employer 401K Retirement Contributions & Matching upon eligibility
Discretionary Annual Incentive Bonus based on eligibility criteria
10 hours of PTO per month (prorated for reduced full-time and part-time)
Paid Birthday Holiday
2 Paid Wellness Days
Up to 24 hours of Paid Volunteer Time annually
11 Paid Holidays