Financial Analyst

Attain Finance • Greenville, SC

4d • $70,000 - $90,000 • Onsite

About The Position

Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.
Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit. Each brand is constantly evolving to better serve our customers.
Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance!
This role is based out of our Greenville, SC office.

Requirements

• Thorough understanding of the inter-relationship of the income statement, balance sheets and statement of cash flows
• Experience in building and managing financial models and long-range planning and scenario-based modeling
• Strong knowledge of capital structure, three-statement financial modeling these areas is preferred
• Ability to create process improvements with automation and analysis
• Demonstrated critical thinking and analytical problem-solving skills
• Consumer lending/ financial services industry experience preferred
• Strong communication skills, with the ability to clearly convey complex financial concepts and recommendations to non-financial stakeholders
• Demonstrated ability to work effectively in a matrix and remote work environment and collaborate cross-functionally with various teams
• Exceptional organizational and time management skills with the ability to prioritize tasks and meet tight deadlines.
• Bachelor degree required with a concentration in Finance, Accounting, financial data analytics or equivalent preferred; a Master's degree or equivalent professional certifications (CFA, CPA) is a plus.
• 1 year or more of experience in financial reporting and/or financial analysis, including exposure to budgeting, forecasting, planning, and management reporting is a plus.
• Experience working with large datasets and reporting tools, with proficiency in advanced Excel functions required.
• Skilled in creating PowerPoint presentations, including developing graphs and visualizations to communicate insights effectively.
• Working knowledge of SQL or Python, along with familiarity with financial ERP systems (e.g., OneStream, Sigma), is preferred.

Nice To Haves

• Master's degree or equivalent professional certifications (CFA, CPA) is a plus.
• Consumer lending/ financial services industry experience preferred
• Working knowledge of SQL or Python, along with familiarity with financial ERP systems (e.g., OneStream, Sigma), is preferred.

Responsibilities

• Develop, update, and maintain comprehensive financial models to analyze and forecast originations, loan portfolio, risk adjusted revenue, expenses, debt and other financial statement items
• Support the development and maintenance of financial models, including annual budget, multi-year plans & forecasts, quarterly reforecasts, and scenario analysis
• Utilize industry best practices and financial modeling techniques to enhance the accuracy and efficiency of financial reporting and forecasting processes
• Assist in preparing peer analysis
• Take ownership of management reporting package that would be presented to the senior Executives and Board of Directors, identify and report on key drivers of variances between actual and forecasts, ensure data accuracy and consistency
• Analyze variances between actual results and budget/forecast, providing clear explanations and actionable insights
• Conduct thorough analysis of financial data, identify trends, and provide meaningful visual graphs and insights to support strategic decision-making processes
• Monitor and evaluate key financial metrics, identify areas for improvement, and recommend actionable solutions to optimize financial performance
• Partner with operational and risk teams to gather business driver data and translate it into financial projections
• Collaborate with various teams across the organization to gather relevant financial information and insights to develop accurate financial models and forecasts
• Effectively manage relationships with business stakeholders to ensure successful completion of financial analysis and ad hoc projects under tight deadlines
• Communicate complex financial analysis findings and recommendations in a clear and concise manner to senior management and other stakeholders

Benefits

• Flexible Paid Time Off Program
• Medical
• Dental
• Vision
• Life Insurance
• Disability
• other voluntary coverages
• 401k program, starting on the first of the month following 30 days of employment with a company match

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level