Financial Analyst-Specialist

Sunward Federal Credit Union • Albuquerque, NM

3d • $64,275 - $80,344

About The Position

Performs financial analysis, modeling, and reporting for the Finance team across one or more functional areas, including reporting, financial planning and analysis, projects, or treasury and balance-sheet management. Builds and maintains financial and member (deposit and loan) data, models, and standard reports that support forecasting, budgeting, and decision-making. Works independently within established frameworks, handles moderately complex and non-routine requests with general guidance, and begins to contribute process improvements.

Requirements

• Minimum 2–4 years of relevant experience in accounting, finance, or a related analytical role.
• Bachelor's degree in finance, accounting, business administration, or a related field; equivalent, directly relevant professional work experience may be substituted for education.
• Thorough understanding of Generally Accepted Accounting Principles (GAAP).
• Thorough understanding of core finance concepts, including net present value, internal rate of return, and discounted cash flow.
• Working knowledge of procedural controls and data-validation techniques.
• Advanced spreadsheet skills and experience with data query and management tools, including SQL.
• Strong analytical, organizational, and communication skills; able to explain financial concepts clearly and work independently to meet deadlines.
• Able to apply analytical thinking and judgment within established frameworks, communicate effectively with stakeholders, prioritize work, and resolve routine to moderately complex issues.
• Demonstrates a service mindset, adheres to compliance requirements, and escalates risk when necessary.

Nice To Haves

• Experience in a financial institution preferred; prior credit union experience is a plus.
• Knowledge of credit union products and services, features, and benefits.

Responsibilities

• Build and maintain financial models and forecasts, including budget and forecast, profitability, and pricing models, using validated financial, deposit, and loan data to support organizational decision-making.
• Prepare and analyze management, ALCO, and liquidity reporting, including budget-to-actual results; investigate variances and identify likely drivers such as mix shift, timing, or rate change.
• Administer the loan analytics platform and other reporting and forecasting tools, including extracting data from mortgage servicing and collections systems.
• Maintain historical loss data and the CECL framework, including supporting documentation.
• Support call report, FASB, and other regulatory and compliance reporting.
• Improve reporting and forecasting processes, including automating recurring outputs and moving manual reconciliations toward real time.
• Coordinate with department and cost-center owners to gather inputs and validate results; complete moderately complex ad hoc analysis and finance projects with general guidance.
• Follow policies, procedures, and internal controls; recognize, escalate, and help resolve exceptions; perform other related duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level