Financial Advisor (Multiple Levels) - Rye Brook/ Port Chester, NY

TD Bank • Rye Brook, NY

1d

About The Position

The Financial Advisor (FA) is a three-year program with a forgivable draw for financial advisors or planners who provide financial planning guidance and sell investment management solutions. The FA uses experience to serve the unique and complex needs of TD Wealth clients by reviewing financial goals and making investment recommendations aligned with those goals. The role is the central point of contact for client service and relationship development, helping clients achieve goals related to asset accumulation, preservation, growth, and protection while deepening their relationship with TD Wealth.

The Financial Advisor manages a client portfolio and delivers onboarding, financial planning, annual reviews, proactive contacts, and an appropriate differentiated service experience. The role meets sales goals, identifies opportunities to deepen client relationships and refer business to Retail, Small Business, Commercial, and Wealth partners, and operates in compliance with applicable regulations and firm policies. The position also contributes to the Wealth team by supporting colleagues, mentoring new Financial Advisors, and providing coaching and referral training to Retail and Small Business staff. The role requires travel within the assigned market to meet prospects, clients, and partners five days a week.

Final job level and title depend on the selected candidate’s qualifications, experience, and demonstrated capabilities; candidates may be considered for any role in the Financial Advisor Job Family. The position is with a FINRA member, broker, and/or dealer and is subject to FINRA and securities-law requirements, including eligibility for employment under FINRA standards and required background and regulatory checks.

Requirements

• At least 2 years of experience providing advice, financial planning, and investment sales.
• SIE, Series 7, and Series 63 licenses required.
• Required to have Life and Health (L&H) and Series 66 or equivalent, or the ability to obtain them within the Licensing and Registration Schedule.
• Self-directed, with a strong ability to plan activities and achieve sales and referral goals.
• Advanced understanding of wealth products and services.
• Strong verbal and written communication skills.
• Strong organizational and time-management skills.
• Ability to travel within the assigned market and commute within the assigned territory.
• Strong understanding of wealth-management business development techniques.
• Strong understanding and experience interacting with retail and small-business banking clients.
• Consultative sales experience.
• Demonstrated ability to establish relationships and partner effectively with other departments.
• Proven ability to achieve sales goals.
• Must be eligible for employment under FINRA standards.
• Satisfactory criminal background, credit report, civil litigation, and regulatory or self-regulatory enforcement-action checks are required.
• Bachelor’s degree strongly preferred.

Nice To Haves

• Bachelor’s degree.

Responsibilities

• Provide financial planning guidance and sell investment management solutions.
• Review clients’ financial goals and make investment recommendations aligned with those goals.
• Serve as the primary point of contact for TD Wealth client relationships and manage all aspects of clients’ relationships with TD Bank.
• Deliver a complete onboarding experience for new clients, including client discovery, financial needs analysis, goals-based advice, introductions to centralized servicing as appropriate, and required documentation.
• Ensure new and existing clients receive a planning experience, including an Annual Client Review with an enhanced agenda and proactive contacts.
• Develop client relationships and deepen wallet share by anticipating needs and recommending appropriate Wealth solutions.
• Meet quarterly and annual sales goals while maximizing profitability and delivering an exceptional client experience.
• Partner with others to promote lead generation and identify opportunities to refer business to Retail, Small Business, Commercial, and Wealth partners and affiliates.
• Refer higher-threshold clients to appropriate High Net Worth Wealth partners as needed.
• Execute business activities in compliance with federal and state regulations, SRO requirements, and firm policies and procedures.
• Complete all required continuing education and adhere to TD Bank and TD Wealth policies and procedures.
• Implement TD’s Customer Identification Program by collecting and verifying customer identification information and completing required due diligence.
• Foster a positive, constructive work environment and contribute to the overall Wealth team.
• Provide coaching, Wealth referral training, and ongoing feedback to Retail and Small Business staff.
• Contribute as an individual, team member, and mentor to new Financial Advisors.
• Represent TD Wealth professionally to the public and participate in community and TDBG charity initiatives.
• Travel within the assigned market to meet prospects, clients, and partners five days a week.

Benefits

• Base salary and variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards through an incentive plan.
• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development, training, mentoring, and reward and recognition programs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level