Finance Manager (US) – Franchise Credit Card Project Role

TD Bank•Mount Laurel, NJ

1d•Onsite

About The Position

As a part of the US Finance Product Management team, this role leads the development and supports the achievement of the project budget for the Franchise Credit Card business line. The role manages and provides consulting, planning, and analytic support on financial results, as well as future budgeting, providing interpretation through an in-depth understanding of the project workstreams and business. The Finance Manager provides effective challenge to the project delivery team to ensure the forecasts and financial plans drive business results, strategy, and growth decisions. The role requires creativity, innovation, and the ability to learn and apply skills and new knowledge to improving existing and designing new processes and tools. The Finance Manager provides a range of strategic Finance advice, analysis, and support for key business areas/portfolios as assigned. Proactively manages senior relationships to provide seasoned and deep business insights, decision support, and guidance, and works closely with various stakeholders and team members as required. The scope of the role may have pan-business impact, with a focus on comprehensive reviews, specialized analysis, audits, and/or initiatives with a yearly time span. Accountable for conducting financial analysis/research, reviews, and/or audits to support functional goals/objectives. May act as an interface with Finance partners/leaders and external parties. Serves as a source of advice to senior management in the field of specialty; may lead teams of related specialists/experts. Undertakes and completes a variety of complex projects and initiatives requiring seasoned business partner specialist knowledge and/or the integration of cross-functional processes within their area of expertise. Work is guided by policies and industry standards/methods. Requires innovative thinking to develop new solutions. Communicates difficult concepts; converts information into compelling business context and advice; influences and gains alignment across increasingly senior stakeholders. Works autonomously as the lead and guides others within their area of expertise.

Requirements

Undergraduate degree
7+ years of relevant experience
Comprehensive practical knowledge of financial analysis techniques and methodologies including actuals reporting, variance analysis and forecasting.
Develop analyses and reporting to illustrate trends and identify areas of opportunities as well as contribute to the identification of key performance indicators.
Strong interpersonal and communication skills (written and verbal) with well-developed presentation skills.
Ability to act as a business partner, providing advice and analysis to fully explore results and opportunities.
Demonstrated ability to successfully plan, develop, lead, and execute projects and deliverables.

Nice To Haves

Accounting or financial designation preferred

Responsibilities

Leads the development and supports the achievement of the project budget for the Franchise Credit Card business line.
Manages and provides consulting, planning, and analytic support on financial results as well as future budgeting.
Provides interpretation through in-depth understanding of the project workstreams and business.
Provides effective challenge to the project delivery team to ensure the forecasts and financial plans drive business results, strategy, and growth decisions.
Conducts financial analysis/research, reviews and/or audits to support functional goals/objectives.
May act as interface with Finance partners/leaders and external parties.
Serves as a source of advice to senior management in field of specialty; may lead team(s) of related specialists/experts.
Undertakes and completes a variety of complex projects and initiatives requiring seasoned business partner specialist knowledge and/or the integration of cross functional processes within own area of expertise.
Works closely with business partners to gain deep understanding of the business and relevant objectives in order to contribute to the strategic direction of respective business and/or the enterprise.
Formulates relevant and meaningful data analysis through comprehensive data visualization tools, profiling tools, segmentation, as well as leveraging advanced modeling and analytics.
Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs.
Effectively communicates relevant/meaningful recommendations on a range of finance management issues or related operational processes to all levels within the organization.
Acts as a subject matter expert for LOB Finance area supported and provides guidance/advice and recommendations to support dealings with internal/external partners.
Identifies and develops key business performance measures or metrics for own area and ensures benchmark/best practice information is shared with appropriate parties.
Works to maximize shareholder value by developing key strategies/tactics for own unit and by conducting business and/or financial analysis to support key business decisions and the achievement of business partner or department objectives.
Leverages advanced data and analytics where possible to ensure business leaders are provided with comprehensive information to enable strategic decision support.
Develops and/or assesses significant business cases/new initiatives applying expertise and ensuring criteria for own area are met (e.g., taxation, accounting practices, forecasted rates of return, evaluate outcomes, test assumptions, interface with others for appropriate input, identify benchmarks).
Proactively partners and supports the business to develop business, financial, operational, or organizational strategy for the organization.
Ensures alignment between business segment and enterprise goals/thresholds.
Provides strategic insights and proposes solutions for the organizations they support that deliver superior risk adjusted profitability.
Creates “story-telling” presentations on business performance (competitive analysis, etc.).
Acts as a catalyst in driving forward initiatives critical to delivering strategy.
Develops and implements growth strategies.
Partners with the business to develop financial plans and forecasts.
Acts as a respectful “challenger” to provide alternative points of view.
Leads the development/implementation of new financial models, operating service standards, methodologies, frameworks and paradigms to support on-going reporting, audit and/or analysis functions for own area.
Synthesizes complex and vast amount of information and translates into actionable insights and strategy.
Monitors and analyzes financial performance, acting as custodians of cost.
Adheres to enterprise frameworks or methodologies that relate to activities for our business area.
Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities.
Consistently exercises discretion in managing correspondence, information and all matters of confidentiality and privacy; escalates issues where appropriate.
Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets).
Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations.
Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience.
Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices.
Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist.
Identifies/recommends/supports the implementation of actions/remediation plans to address performance/risk/governance issues.
Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements.
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts.
Maintains a culture of risk based management and control, supported by effective processes in alignment with risk appetite.
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest.
Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit.
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques.
Participates in personal performance management and development activities, including cross training within own team.
Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities.
Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.
Contributes to a fair, positive and equitable environment that supports a diverse workforce.
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.

Benefits

Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Training programs
Competitive benefits plan
Online learning platform
Mentoring programs