Automotive Finance

Open Road Auto Group•Morristown, NJ

About The Position

Automotive Finance Job Overview We are seeking a dynamic and detail-oriented Finance Manager to lead our financial operations and drive strategic growth. In this pivotal role, you will oversee financial analysis, and reporting, ensuring compliance with industry regulations and internal policies. Your expertise will help optimize financial performance, manage customer relationships effectively, and support our sales initiatives. The ideal candidate is energetic, proactive, and possesses a strong background in financial services, loan processing, and dealership operations.

Requirements

Proven experience in financial services or dealership finance management with a focus on loans or auto sales.
Strong customer relationship management skills with the ability to upsell products effectively.
Extensive knowledge of loan officer responsibilities including credit analysis, deal structuring, and contract negotiations.
Familiarity with dealership operations such as automobile sales processes and title processing.
Proficiency in financial software applications used for loan processing and reporting.
Excellent negotiation skills to close deals favorably while maintaining customer satisfaction.
Ability to perform basic math accurately under pressure during loan calculations or contract review.
Experience with regulations ensuring compliance during lending transactions.
Skilled in customer service principles to foster positive client interactions.
Knowledge of credit analysis techniques to assess borrower risk accurately.

Responsibilities

Oversee loan processing activities, including credit analysis, TILA (Truth in Lending Act) compliance, and contract management.
Develop and maintain strong customer relationships by providing exceptional service and upselling relevant financial products.
Conduct detailed credit assessments and analyze financial data to determine loan eligibility and risk.
Collaborate with sales teams to enhance dealership performance through effective negotiation and deal structuring.
Ensure accurate title processing, deal documentation, and compliance with federal and state regulations.
Utilize financial software to prepare reports, analyze trends, and support decision-making processes.
Perform basic math calculations accurately during loan processing, contract review, and deal negotiations.
Maintain thorough records of all transactions, including deal documentation and customer interactions.
Support team training on financial software systems, TILA regulations, and credit analysis procedures.
Uphold high standards of customer service by addressing client inquiries promptly and professionally.