Finance Analyst

Coinflow•Chicago, IL

7d•$90,000 - $115,000

About The Position

Coinflow is seeking a Finance Analyst to help operate the financial engine of a fast-scaling payments company. The role focuses on cash, liquidity, pricing, and financial reporting, and is part of a small, high-ownership team. The analyst will manage liquidity and forecasting, produce merchant and partner reporting, build pricing and planning models, and prepare materials that help leadership and the board make decisions. The position offers early-career exposure across treasury, FP&A, and strategy, with the opportunity to help build a modern fintech finance function.

Requirements

1–3 years of experience in investment banking, consulting, Big 4 advisory, or FP&A/treasury at a high-growth company.
Advanced Excel or Google Sheets skills, including the ability to build a three-statement model and cash forecast from scratch.
Ability to turn analysis into clear, concise slides for leadership.
Strong attention to detail and comfort reconciling data across multiple sources.
High ownership and ability to finish work without being chased.
Comfort with ambiguity and the pace of a high-growth startup, and readiness to work hard.
Bachelor's degree in Finance, Accounting, Economics, or a related field.

Nice To Haves

Experience in payments, fintech, or financial services.
Familiarity with interchange, processor fees, or merchant pricing.
Exposure to treasury operations, cash management, or accounts receivable/accounts payable.
SQL or other data skills.
Interest in stablecoins, crypto, or alternative payment rails.

Responsibilities

Manage daily top-ups and liquidity tracking across bank and stablecoin accounts.
Build and maintain a 13-week cash forecast and develop it into an automated, volume-driven model.
Own monthly merchant and referral partner reports using a standard template and close calendar, then automate the reports and add merchant profitability views.
Prepare the monthly end-of-month finance deck and board meeting materials.
Build a KPI dashboard to feed leadership and board materials.
Run margin analysis on merchant pricing requests and support pricing tools and the quote-to-cash process.
Own the operating model, budget, and scenario planning.
Run the accounts payable cycle and accounts receivable collections.
Write SOPs for recurring processes and help shorten the month-end close as the team grows.