Fin Intelligence Group Coordinator

S&T Bank•Hilliard, OH

7d•$55,000 - $156,450•Onsite

About The Position

The Fin Intelligence Group Coordinator supports the Financial Intelligence Group Officer (FIGO) and AML/CFT Officer in ensuring S&T Bancorp, Inc. complies with federal and state laws and regulations related to the Bank Secrecy Act (BSA), Anti-Money Laundering rules, USA PATRIOT Act, Anti-Money Laundering Act of 2020, and Office of Foreign Assets Control (OFAC). The role helps protect the organization from legal and compliance, reputational, and transaction risk, and supervises a designated Financial Intelligence Group (FIG) team. The Coordinator maintains and uses S&T’s automated financial crime monitoring system, oversees manual fraud and anti-money laundering controls, performs information and data analysis, and handles recordkeeping and government reporting. The role supports integration of business-unit and corporate procedures to prevent, detect, and mitigate fraud, money laundering, terrorist financing, and other financial crime risks. Investigative and transaction-monitoring work spans detection of unusual and suspicious activity, ongoing monitoring, and preparation of federal reports concerning activity such as money laundering, structuring, terrorist financing, identity theft, and bank fraud. The position is based at one of several listed S&T locations in Pennsylvania or Ohio and is scheduled Monday through Friday, 8:00 a.m. to 5:00 p.m., with additional hours as necessary to meet departmental objectives. A four-year college degree or equivalent experience is required, along with comprehensive specialized education and relevant certification covering BSA/AML and/or fraud. The role requires more than ten years of general business experience, including five to ten years of specialized experience administering a bank program to comply with applicable federal laws and regulations. Automated account-monitoring software experience is preferred.

Requirements

Four-year college degree or equivalent experience.
Comprehensive specialized education on federal laws, regulations, and policies related to BSA/AML, the USA PATRIOT Act, OFAC, fraud, suspicious activity, and federal crimes.
Certification covering BSA/AML and/or fraud from an appropriate industry service organization.
More than ten years of general business experience.
Five to ten years of specialized experience administering a bank program for compliance with federal laws, regulations, and policies related to the Bank Secrecy Act, Anti-Money Laundering rules, USA PATRIOT Act, and Office of Foreign Assets Control.
Ability to obtain and maintain the Certified Anti-Money Laundering Specialist designation and membership in the Association of Certified Anti-Money Laundering Specialists.
Ability to occasionally lift and/or move up to 20 pounds.
Close vision at 18–20 inches for computer work.

Nice To Haves

Experience with automated account-monitoring software.

Responsibilities

Maintain knowledge of relevant laws, regulations, policies, procedures, and current money-laundering, terrorist-financing, and other financial-crime methodologies and trends.
Assist the AML/CFT Officer and FIGO in identifying, quantifying, and assessing risk in light of S&T’s operations, products, services, and delivery systems.
Assist the FIGO with periodic BSA/AML/OFAC risk assessments and maintaining documented policies and procedures.
Work with compliance liaisons to incorporate BSA/AML compliance requirements and monitoring controls into business processes.
Communicate regulatory requirements and program changes to employees and support compliance with the BSA/AML Compliance Program.
Analyze BSA/AML compliance problems, issues, and transactions, and elevate identified issues to the AML/CFT Officer, FIGO, and appropriate management.
Assist in developing and executing monitoring programs and control assessments to identify and mitigate risks and deficiencies.
Help communicate corrective actions for procedural or training weaknesses to prevent regulatory violations.
Assist regulatory examiners and auditors during examinations and audits as requested by department management.
Maintain S&T’s Verafin financial crime software system to monitor and identify suspicious activity and fraud.
Use computer tools and automated monitoring applications to perform monitoring and reporting activities accurately and confidentially.
Identify emerging BSA/AML/OFAC, AML/CFT, and fraud trends and develop rules for identifying suspicious-activity red flags.
Maintain effective working relationships with employees, adhere to S&T’s culture, and work independently and as a team member.
Obtain and maintain the Certified Anti-Money Laundering Specialist designation, including membership in the Association of Certified Anti-Money Laundering Specialists.
Supervise assigned or designated FIG team members covering S&T’s market areas and perform additional duties as required.
For the BSA Team: maintain Customer Identification Program (CIP) and Customer Due Diligence (CDD) programs; manage BSA Team functions in Verafin’s BSA module; and train FIG staff and other business units on BSA-related topics such as CTRs, CIP, CDD, and Beneficial Ownership.
For the High-Risk Customer Team: maintain CDD and Enhanced Due Diligence (EDD) programs, including monitoring high- and moderate-risk accounts and transactions; manage team functions in Verafin’s HRC module; assist with risk identification; and train staff and business units on high-risk customers, accounts, products, and services.
For the Fraud Team: support a corporate-wide FRAML process with appropriate first- and second-line controls; support detection, reporting, and recovery of significant funds and coordination with the Security Department on security and information incidents; manage Fraud Team functions in Verafin’s Fraud module; investigate and analyze assigned suspicious activity; prepare Suspicious Activity Reports in accordance with corporate policy and federal regulations; and train staff and business units on suspicious-activity and fraud-related issues.