Field Property Adjuster - NY

Allstate • Westchester, NY

11d • Hybrid

About The Position

Responsible for investigating and confirming the facts of loss for the most complex Homeowner's Claims. Determines coverage, damages and otherwise adjusts and negotiates claims within limit of authority. Responsible for creating a comprehensive estimate of damages for the most complex first party homeowner claims leading to the proper disposition. This role is utilized as peer mentor and may assign direction to more junior employees, having mastered our processes and obtained technical expertise. We are seeking an experienced Property Field Adjuster claims professional. Candidate must reside within Westchester, New York or Rockland, New York. Comes with a strong background handling high-volume and complex homeowners claims, including losses up to $250K. Brings expertise in writing and reviewing complex repair estimates, managing high-value properties, and owning claims from start to finish across all exposures (dwelling, contents, ALE, mitigation, and supplements). Preferred background includes insurance carrier experience along with field exposure, and demonstrated ability to effectively partner with independent adjusters and cross-functional teams. Known for strong communication skills, collaborative approach, and ability to navigate complex loss scenarios such as storm, water, and hail claims. Proven track record of providing excellent customer service, including supporting escalations.

Requirements

• Candidate must reside within Westchester, New York or Rockland, New York.
• Strong background handling high-volume and complex homeowners claims, including losses up to $250K.
• Expertise in writing and reviewing complex repair estimates, managing high-value properties, and owning claims from start to finish across all exposures (dwelling, contents, ALE, mitigation, and supplements).
• Strong communication skills
• Collaborative approach
• Ability to navigate complex loss scenarios such as storm, water, and hail claims.
• Proven track record of providing excellent customer service, including supporting escalations.
• Analytical Thinking
• Claims Resolution
• Claims Settlement
• Complex Claims
• Homeowners Claims
• Homeowners Insurance Claims
• Large Loss Claims
• Property Claims
• Xactimate
• Must have authorization to work in the United States.
• Individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment.
• Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team.

Nice To Haves

• Insurance carrier experience along with field exposure
• Demonstrated ability to effectively partner with independent adjusters and cross-functional teams.

Responsibilities

• Exhibits mastery estimating fundamentals in order to create estimates of damages on the most complex 1st party homeowner losses of all severities
• Builds mastered relationships with both internal and external customers
• Interprets regulatory compliance and fair claims practices
• Negotiates settlements, makes settlement payments and documents all activities in the most complex of files
• Applies mastered content in interpretations of all policy types written by the company and assists leadership in formal and ad hoc training
• Recommends process improvements

Benefits

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Monthly connectivity reimbursement to help offset internet costs for remote employees.
• Potential for a $1,000 Licensing Sign on Bonus if applicable licenses are held.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed