Field Premium Auditor – Salt Lake County

Auto-Owners Insurance • Draper, UT

3d • Hybrid

About The Position

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated Field Premium Auditor to join their team. This position involves auditing insured records to determine proper exposure classifications and premium basis, providing reports and recommendations to Underwriting. The role requires determining the proper exposure classification, premium basis, and scope of operations through observation, discussion with insureds, and review of accounting records. Additionally, the Field Premium Auditor will report and discuss exposures present on an insured's property to determine underwriting eligibility and acceptability, communicate with claims and underwriting associates, appointed agents, and insureds, and make recommendations to Underwriting to terminate coverage based on observed exposure to loss. The position also involves managing an assigned territory by scheduling audits to maximize accuracy and efficiency, and establishing a weekly agenda of scheduled appointments. The company offers a merit-based work-from-home program after initial in-person training, providing flexibility as defined by the leadership team.

Requirements

• Ability to drive an automobile, possess a valid driver license and maintain a driving record consistent with the Company's underwriting guidelines for coverage.
• Ability to work in the U.S. without current or future sponsorship is a requirement.

Nice To Haves

• Bachelor’s degree or equivalent experience.
• Has completed or is in the process of completing the Associate in Premium Auditing (APA) designation.
• These requirements may be waived or changed, at Company discretion, based on prior education and/or experience.

Responsibilities

• Audit insured records to determine the proper exposure classifications and premium basis and provides reports and recommendations to Underwriting.
• For assigned policies, determine the proper exposure classification, premium basis and scope of operations through the use of observation, discussion with insureds and the review of accounting records.
• Report and discuss exposures present on an insured's property to determine underwriting eligibility and acceptability.
• Communicate with claims and underwriting associates, appointed agents and insureds.
• Make recommendations to Underwriting, as necessary, to terminate coverage based on observed exposure to loss.
• Manage assigned territory by effectivity scheduling assigned audits to maximize the number of physical audits accurately completed.
• Establish weekly agenda of scheduled appointments.

Benefits

• Friendly work environment
• Structured training program
• Employee mentoring
• Excellent compensation/benefits package
• Competitive base salary
• Matched 401(k)
• Fully-funded pension plan (once vested)
• Bonus programs
• Generous paid time off including holidays, vacation days, personal time, and sick leave.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree